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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44345 reviews)

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4.87

Based on 44,345 reviews, last reviewed 31st May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44345)

It's a fantastic card to use.

I think this might be the best credit card out there. Its easy to use, the customer service is friendly and helpful, and the app is really great. Top job! Reviewed on: 29th March 2022

Quick and efficient

Amazing service . Strongly recommend Reviewed on: 29th March 2022

Looking after the little people

Zopa have given me the tools to build my credit,not even my bank would give a overdraft and i have been with a them a lifetime. Reviewed on: 29th March 2022

Great service

Very helpful customer care app very easy to use Reviewed on: 29th March 2022

Good

Helpful for my daily expenses. Good to my credit score make thanks Reviewed on: 29th March 2022

very good to have

would be more helpful with an increase credit limit Reviewed on: 29th March 2022

Fantastic 1st Credit Card

I haven’t been very good with money in the past but I thought I would give Zopa a chance, I applied and have a credit limit the payments are simple every month which is managed by an app and I always have on hand someone to speak to if there are any problems I cannot fault them. Reviewed on: 29th March 2022

Marvellous company

Zopa had accept me when my credit rating was poor. Slow and steady my credit score is increasing, so too is my credit card limit. Thank you sooooo much zopa Reviewed on: 29th March 2022

Great app

I would definitely recommend Zopa to my friends and family Reviewed on: 29th March 2022

Simple and the best

Very easy and sigur Help every people Reviewed on: 29th March 2022

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