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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Friendly

Fast friendly service. Very good and information and service Reviewed on: 29th March 2022

helpful company

staff are friendly and helpful there app is user friendly Reviewed on: 29th March 2022

Absolutely amazing and helpful

Couldn’t ask for anymore and keep you up too date about everything Reviewed on: 29th March 2022

Fantastic quick and easy to use

Applying was quick and easy and arrived in a few days, app is quick to download with the help to keep you on track with payments Reviewed on: 29th March 2022

Highly recommended

Solid card. Highly recommended. Zopa card is the best credit card I use at the moment. Reviewed on: 29th March 2022

Brilliant start

Just what people need. Someone to give a chance to improve credit. Would definitely recommend Reviewed on: 29th March 2022

Great product...

I have found this card very useful in bad times. Reviewed on: 29th March 2022

Super Zopa

A wonderful credit card, easy to use app to keep track on spending ,and great interest rates too!! Reviewed on: 29th March 2022

Excellent choice for those looking to improve their credit score

Zopa is an excellent choice for those looking to improve their credit score. Great app and great customer service. Reviewed on: 29th March 2022

It's a fantastic card to use.

I think this might be the best credit card out there. Its easy to use, the customer service is friendly and helpful, and the app is really great. Top job! Reviewed on: 29th March 2022

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