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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Mash hp

I like the procedure in zopa but I m looking forward to high credit limits Reviewed on: 29th March 2022

Positive experience

So quick and easy from initial application to issue and first use of card Reviewed on: 29th March 2022

Service has been good and efficient

Amazing I would recommend the service to anyone Reviewed on: 29th March 2022

British bank award

Zopa made is very easy for me to get a credit card.just within 5minutes I was approved for a credit card Reviewed on: 29th March 2022

Good

Awesome .I love it .i use it for my every day purchase. Reviewed on: 29th March 2022

Very reliable

The zopa team is one I consider as highly efficient and humane in their approach to service creating a feeling of peace of mind for me , at least as a customer. They embark on practicable actions that enable customers repay funds which in turn lead to good credit rating. To me, this is the best team ever and I am one million percent willing to recommend the zopa card to anyone looking forward to getting a credit card. Reviewed on: 29th March 2022

Best Credit Card Provider

Zopa is the best credit card provider & definitely Im gonna recommend it to my family & friends… Reviewed on: 29th March 2022

Simple to use, great app. Exceptional customer service

I was set up with a card within a day. Customer service phone line was very helpful. Not a bad word to say Reviewed on: 29th March 2022

Easy Peasy

Simple application, easy to use, prompt notice of spending and up to date info regarding payments Reviewed on: 29th March 2022

Straightforward service no catch

The user-friendly app makes payments and borrowing easy. All the stars. Reviewed on: 29th March 2022

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