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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick and efficient

Amazing service . Strongly recommend Reviewed on: 29th March 2022

Looking after the little people

Zopa have given me the tools to build my credit,not even my bank would give a overdraft and i have been with a them a lifetime. Reviewed on: 29th March 2022

Great service

Very helpful customer care app very easy to use Reviewed on: 29th March 2022

Good

Helpful for my daily expenses. Good to my credit score make thanks Reviewed on: 29th March 2022

very good to have

would be more helpful with an increase credit limit Reviewed on: 29th March 2022

Fantastic 1st Credit Card

I haven’t been very good with money in the past but I thought I would give Zopa a chance, I applied and have a credit limit the payments are simple every month which is managed by an app and I always have on hand someone to speak to if there are any problems I cannot fault them. Reviewed on: 29th March 2022

Marvellous company

Zopa had accept me when my credit rating was poor. Slow and steady my credit score is increasing, so too is my credit card limit. Thank you sooooo much zopa Reviewed on: 29th March 2022

Great app

I would definitely recommend Zopa to my friends and family Reviewed on: 29th March 2022

Simple and the best

Very easy and sigur Help every people Reviewed on: 29th March 2022

All-round brilliant service and account

Good customer service, well supported application to check you balance and easy to navigate! No drama set up,2 mins and you're away! All-round brilliant service and account! Reviewed on: 29th March 2022

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