Paid advertisement
Smart Money People Logo

Zopa: Credit card reviews

4.87
Based on 44,345 reviews, last reviewed 31st May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026
Loredana P's avatar
Loredana P

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44345)

All-round brilliant service and account

5
Good customer service, well supported application to check you balance and easy to navigate! No drama set up,2 mins and you're away! All-round brilliant service and account! Reviewed on: 29th March 2022

It's been great so far

4
Good and responsive customer care team, very helpful and straightforward. Reviewed on: 29th March 2022

Very user friendly, advisories are so helpful

5
Very user friendly, advisories are so helpful Reviewed on: 29th March 2022

Very useful and affordable credit card

5
I am definitely recommend Zopa credit card to my family and friends. It is a very handly way of helping us to build up our credit and to have an extra money to spend Reviewed on: 29th March 2022

Simple lending

5
Great communication and a user friendly app Reviewed on: 29th March 2022

AG

5
Zopa always there to answer any question very accurate and Constance I would highly recommend Zopa to anyone Reviewed on: 29th March 2022

Excellent service

5
From the start of my relationship with Zopa, it has been efficient and excellent experience. The online application was simplified for easy reach and completion. Reviewed on: 29th March 2022

Very satisfied!

5
I am very satisfied with the services offered by the zopa I recommend Reviewed on: 29th March 2022

Zopa is 100% good

5
Am happy using zopa which have referred my friend as well to join zopa. U are doing great work. Thanks for everything team zopa Reviewed on: 29th March 2022

Excellent service

5
Great experience so far. Excellent user friendly app and good customer service Reviewed on: 29th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69083 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products