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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great company

Ease of use and app works well. Customer service are very quick in getting back to you Reviewed on: 29th March 2022

It is great!

The app is straightforward and user friendly, and the service is prompt. Reviewed on: 29th March 2022

Best company ever

Only been with them a little while but great customer service easy use of the app I can't fault them as yet Reviewed on: 29th March 2022

Helpfull staff

Easy to apply useful app early delivery Reviewed on: 29th March 2022

Very good

Very easy to apply and track spending Reviewed on: 29th March 2022

Amazing

Helped alot at christmas and love the rewards when you pay in full with them Reviewed on: 29th March 2022

Recommend

Easy to use the application on the phone, Reviewed on: 29th March 2022

Great

Just brill service faaaaaannnnttttastic Reviewed on: 29th March 2022

Incredible

Zopa is a seamless credit company offering amounts that suit your needs and deserves to win this award considering their standout and efficient service. They make you feel like you belong and encourage their customers to continue to work with them. Reviewed on: 29th March 2022

Quick easy

Really easy to set up, mobile app is straight forward. Didn’t have to wait long for card. Reviewed on: 29th March 2022

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