Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa is Fantastic

Easy to contact Customer Services Easy to use the Zopa App Reviewed on: 15th January 2026

Zopatastic

Best credit card I have ever used , customer service is by far the best service, no long fussy automated calls you get to speak with someone bery quickly, the app is easy to log on to and easy to navigate, I love the card could not be happier. Reviewed on: 15th January 2026

Easy process

Easy process from start to finish Reviewed on: 15th January 2026

Top lender of credit card and credit builders

Help me in the hour of need, best credit card and credit rating builder, no pressure when repaying and rates are kept at a reasonable low Reviewed on: 15th January 2026

Good choise

The Zopa Credit Card is a solid choice for everyday use and credit building Reviewed on: 15th January 2026

Friendly and Helpful

Very responsive to emails and very respectful to individual circumstances Reviewed on: 15th January 2026

Always good and helpful, have never had any problems

Always good and helpful, have never had any problems Reviewed on: 15th January 2026

I found Zopa to be very helpful in all aspects of se...

I found Zopa to be very helpful in all aspects of setting up the account Reviewed on: 15th January 2026

Excellent

Great service from the start, Zopa has made my whole experience easier to use than I expected Reviewed on: 15th January 2026

Really quick to set up no problems occured atol good...

Really quick to set up no problems occured atol good card to work with Reviewed on: 15th January 2026

Alternative products

Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Credit Card
from American Express 3.45 from 127 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub