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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Great card for people easy to use the app

5
Great card for people easy to use the app Reviewed on: 2nd April 2025

Quick and easy

5
Simple and stress free. Easy application with quick responses Reviewed on: 2nd April 2025

Best App and best value

5
Easy to use Zopa app, everything is clear and transparent. Simple to use and good offers. Easy to apply for products Reviewed on: 2nd April 2025

Realy good to deal with on loan and credit cards

5
Realy good to deal with on loan and credit cards Reviewed on: 2nd April 2025

Very bad customer service.

1
Very bad customer service. Poor decision making. Reviewed on: 2nd April 2025

Excellent service and no hidden extras

5
Excellent service and no hidden extras Reviewed on: 2nd April 2025

Very good I recommend everyone and I recommend my fr...

5
Very good I recommend everyone and I recommend my friends. Reviewed on: 2nd April 2025

Very good and easy credit card to use highly recommend.

5
Very good and easy credit card to use highly recommend. Reviewed on: 31st March 2025

First class customer service experience.

5
First class customer service experience. Promptly answered by knowledgeable agent. Reviewed on: 31st March 2025

Excellent Costomer support

5
Excellent Costomer support and well organised system Reviewed on: 31st March 2025

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