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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

My experience has been satisfying

My experience has been satisfying Reviewed on: 28th April 2025

the app is very good but it's also easy to talk to s...

the app is very good but it's also easy to talk to soombody Reviewed on: 28th April 2025

Fantastic company, friendly and easy.

Fantastic company, friendly and easy. Reviewed on: 28th April 2025

In my opinion it’s the best card out there

I find ZOPA so easy to use and the app is just as good no hassle and your kept up to date with your account all the time it even helps with my bank account it’s so helpful you always know what’s going on giving you peace of mind I think ZOPA is the best card out there why not give them a go and make your life that little bit easier you’ll be glad you did Reviewed on: 28th April 2025

Excellent experience

No pressure to take other products, no sales messages Reviewed on: 28th April 2025

I lost my card and they were very helpful

I lost my card and they were very helpful Reviewed on: 28th April 2025

Credit card

Easy to open. App great to use not had any issues or problems. All written communication easy to follow and self explanatory. Not actually spoke to anyone as of yet. Reviewed on: 28th April 2025

Zopa really helped it customers, when come to the cr...

Zopa really helped it customers, when come to the credit card Reviewed on: 28th April 2025

Rebuilding my credit score

Helping me to build my credit score and repayment affordability Reviewed on: 28th April 2025

Excellent

Very easy company to deal with and very friendly staff Reviewed on: 28th April 2025

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