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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great little lender

What made this card tops for me is you can change date for repayments..so handy when the unexpected can turn up Reviewed on: 15th January 2026

Online credit card made easy

Easy application. Great app. EExcellent customer service. Reviewed on: 15th January 2026

Zopa gave me the opportunity to build my credit when...

Zopa gave me the opportunity to build my credit when no one else would so I thank you Zopa as you have opened a new world for me Reviewed on: 15th January 2026

The user experience is amazing

The user experience is simple, yet with excellent performance and security Reviewed on: 15th January 2026

Very easy to use and manage my card esy with the app...

Very easy to use and manage my card esy with the app and HD no problem Reviewed on: 15th January 2026

Outstanding customer support received card promptly...

Outstanding customer support received card promptly very easy to contact Zopa Reviewed on: 15th January 2026

lost the card were quick to replace

lost the card were quick to replace Reviewed on: 15th January 2026

Zopa is Fantastic

Easy to contact Customer Services Easy to use the Zopa App Reviewed on: 15th January 2026

Zopatastic

Best credit card I have ever used , customer service is by far the best service, no long fussy automated calls you get to speak with someone bery quickly, the app is easy to log on to and easy to navigate, I love the card could not be happier. Reviewed on: 15th January 2026

Easy process

Easy process from start to finish Reviewed on: 15th January 2026

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