Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
45% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Very helpful controlling finances I am very happy

5
Very helpful controlling finances I am very happy Reviewed on: 31st March 2025

Everything you need from a credit card

5
Everything you need from a credit card Reviewed on: 31st March 2025

Good, I am happy

5
Good, I am happy , never had any problem Reviewed on: 31st March 2025

App very user friendly, all finance options explaine...

5
App very user friendly, all finance options explained, good access to other linked bank accounts with credit file explanation's. Reviewed on: 31st March 2025

Nice experience using this card very helpful.

5
Nice experience using this card very helpful. Reviewed on: 31st March 2025

Great card with no hassle, customer service support...

5
Great card with no hassle, customer service support is really good, fix things quickly Reviewed on: 31st March 2025

Easy to use

5
App is easy to navigate, regular email keep you up to date with changes etc. never had any issues using the card Reviewed on: 31st March 2025

Accessible & user friendly service

5
Accessible & user friendly service Reviewed on: 31st March 2025

Does all i need it to.

5
Does all i need it to do couldn't ask for more than that. Reviewed on: 31st March 2025

100% very friendly staff great emails

5
100% very friendly staff great emails Reviewed on: 31st March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products