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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

48% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy experience is key, and easy use

Easy experience is key, and easy use Reviewed on: 31st March 2025

EASY PROCESS

Was an easy process and quick decision and delivery of card Reviewed on: 31st March 2025

Great alternative to other lenders

I didn’t have a very good credit rating but Zopa offered me a credit card at a lower rate than most alternative companies so I was able to get back into using credit facilities. They have continued to support me by offering tips and advice to improve my credit refit and now I have a bank account with them too. Reviewed on: 31st March 2025

Happy soul

Fantastic service not had a problem Reviewed on: 31st March 2025

Easy to use

Good service, easy to use. Reasonable interest rates Reviewed on: 31st March 2025

professional and easy

Everything was professional and easy Reviewed on: 31st March 2025

Easy to use app

Easy to use app you can see what you want all on one page Reviewed on: 31st March 2025

Zipa card

Applied for card and no problem very nice smooth application Reviewed on: 31st March 2025

I like it

I like it , i am using very comfortable Reviewed on: 31st March 2025

Fair and honest.

Fair and honest. I always know where I am at good or bad I did exceed my credit limit and I was ‘told off’ for it but they did warn me so my bad. Reviewed on: 31st March 2025

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