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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

They’ve been extremely helpful and provide excellent...

They’ve been extremely helpful and provide excellent service Reviewed on: 15th January 2026

Everything about Zopa is good.

Everything about Zopa is good.The app is sooo easy to use. Reviewed on: 15th January 2026

Zopa is universally great!

As a Visa credit card Zopa is almost universally accepted and is backed by a convenient and informative app. Reviewed on: 15th January 2026

Very easy to apply and to make payments.

Very easy to apply and to make payments.Easy access to app. Reviewed on: 15th January 2026

Great experience

Eady to use excellent that you get reminders so you don't pay extra interest Reviewed on: 15th January 2026

Excellent customer service and great app and very ea...

Excellent customer service and great app and very easy to understand. Would highly recommend to all and looking forward to a ling relationship Reviewed on: 15th January 2026

Zopa helps real people & nothing is too much trouble...

Zopa helps real people & nothing is too much trouble for them … always ready to help Reviewed on: 15th January 2026

Great credit card...

Great credit card easy to keep track of your spending, a great customer service team always willing to help with any issues, no matter how big or small. Reviewed on: 15th January 2026

Very helpful with great comunication

Very helpful with great comunication Reviewed on: 15th January 2026

Zopa is excellent in all accounts ie customer servic...

Zopa is excellent in all accounts ie customer service,navigating the app is easy a lot better than some other sites Reviewed on: 15th January 2026

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