Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I think what makes Zopa Credit card extra special is...

I think what makes Zopa Credit card extra special is the absence of any charges for using the card overseas. Reviewed on: 15th January 2026

Very helpful and keeps you informed of any informat...

Very helpful and keeps you informed of any information which involves you as a customer and I will try and get more customers for Zopa. Reviewed on: 15th January 2026

Very professional and helpful.

Very professional and helpful. There when needed Reviewed on: 15th January 2026

Very easy very friendly realisable

Very easy very friendly realisable Reviewed on: 15th January 2026

Great value for money highly recommend

Great value for money highly recommend Reviewed on: 15th January 2026

So easy to apply for and managed well via the app wh...

So easy to apply for and managed well via the app which is easy to use Reviewed on: 15th January 2026

Brilliant company always able to get up to date inf...

Brilliant company always able to get up to date information Reviewed on: 15th January 2026

I got this as a credit building tool, and have been...

I got this as a credit building tool, and have been able to increase my score steadily since i started using it, with sensible limit increases and excellent app to give great visibility and ease of management of my account. Reviewed on: 15th January 2026

A great company.

A great company that helps and advises. Reviewed on: 15th January 2026

good experiance

very nice and easy setup with all help needed Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub