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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
67% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Help me when I was struggling with my credit score I...

5
Help me when I was struggling with my credit score I could not get it up until Zopa helped me since I have had my card I have paid every month and my score is now good and healthy Reviewed on: 31st March 2025

Best company

5
Pleased with every part of zopa. Applicationwas very straight forward and easey to fill in. Decision was very quick. Account set was done in less than one week. Reviewed on: 31st March 2025

Awsome card services will definitely recommend to fa...

5
Awsome card services will definitely recommend to family and freinds Reviewed on: 31st March 2025

Does exactly what it says on the tin!

4
Application process was simple and clear and App easy to navigate. No issues so far! Reviewed on: 31st March 2025

So easy to set up and usecredit card

5
So easy to set up and use approved and card arrived within days no unnecessary fuss Reviewed on: 31st March 2025

Great company and service always helpful and easy to...

5
Great company and service always helpful and easy to work with! Reviewed on: 31st March 2025

Perfect highly recommended very efficient

5
Perfect highly recommended very efficient Reviewed on: 31st March 2025

Excellent service

5
Excellent service and easy to manage Reviewed on: 31st March 2025

Great always positive always polite

5
Great always positive always polite Reviewed on: 31st March 2025

Amazing company,easy access and friendly

5
Amazing company,easy access and friendly Reviewed on: 31st March 2025

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