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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use good communication trustworthy affordabl...

Easy to use good communication trustworthy affordable payments Reviewed on: 28th April 2025

Very good service would recommend to family and frie...

Very good service would recommend to family and friends. Reviewed on: 28th April 2025

Great customer service and fabulous online support

Great customer service and fabulous online support Reviewed on: 28th April 2025

ZOPA staff provided me with an excellent service aft...

ZOPA staff provided me with an excellent service after a scammer tried to use my personal details x I was treated with empathy and reassurance that it wasn’t my fault and issued a new card promptly x Reviewed on: 28th April 2025

Always great service and prompt, reliable

Always great service and prompt, reliable Reviewed on: 28th April 2025

Excellent Credit Card .

Credit card app so easy to use & access. Keep in control of your purchases & pay online. Help whenever you require it. Excellent customer service. Reviewed on: 28th April 2025

Customer service is great very polite and good to ta...

Customer service is great very polite and good to talk to Reviewed on: 28th April 2025

Good company to deal with

Easy to understand product offerings and great customer services. Reviewed on: 28th April 2025

Been fantastic easy simple to use brilliant for use...

Been fantastic easy simple to use brilliant for use in Europe as well, safe and secure great card great company. Reviewed on: 28th April 2025

It does exactly what us said in the tin and the app...

It does exactly what us said in the tin and the app is very intuitive. Reviewed on: 28th April 2025

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