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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Finally a company that our friendly helpful ad just...

5
Finally a company that our friendly helpful ad just amazing Reviewed on: 31st March 2025

Great credit card, good interest rates

5
Great credit card, good interest rates Reviewed on: 31st March 2025

Easy to use Interactive banking experience.

5
Easy to use Interactive banking experience. Reviewed on: 31st March 2025

I love Zopa, it’s changed my whole look on credit, i...

5
I love Zopa, it’s changed my whole look on credit, it’s so easy to keep on top of spending and the updates on how I’m managing my card which means I can have peace of mind, I tell everyone who says they can’t get a card with good rates and then build up there score Reviewed on: 31st March 2025

Amazing card service

5
Easy to use , easy to apply .great limit 500 to 1500 Reviewed on: 31st March 2025

Excellent

5
Never had a problem using it anywhere Reviewed on: 31st March 2025

Very good experience , never had a problem with them

5
Very good experience , never had a problem with them Reviewed on: 31st March 2025

Very happy with their services.

4
Very considerate customer service and easy to use app which makes understanding my credit card very easy. Also lots of features to help control lending. Reviewed on: 31st March 2025

Easy to set up easy to use app great customer...

5
Easy to set up easy to use app great customer service Reviewed on: 31st March 2025

It's been a joy banking with Zopa.

5
It's been a joy banking with Zopa. Reviewed on: 31st March 2025

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