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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

It's been a joy banking with Zopa.

5
It's been a joy banking with Zopa. Reviewed on: 31st March 2025

Easy to arrange and very easy app to use for angel t...

5
Easy to arrange and very easy app to use for angel that was needed. Customer service always on help if I need more help. Reviewed on: 31st March 2025

User friendly application, and app, fast service ,ex...

5
User friendly application, and app, fast service ,excellent customer support and service. Excellent rate for ISA and savings. Reviewed on: 31st March 2025

Loved it helped me a lot would recommend to anyone...

5
Loved it helped me a lot would recommend to anyone Reviewed on: 31st March 2025

Customer care

5
Fantastic customer service. Always helped me when I had a question. Reviewed on: 31st March 2025

Good advice, quick clear and concise start up instru...

5
Good advice, quick clear and concise start up instructions. Reviewed on: 31st March 2025

Prompt and efficient , common sense lending

5
Prompt and efficient , common sense lending Reviewed on: 31st March 2025

Helped me out of a pickle!

5
Helped me out of a pickle! Customer service excellent, easy to navigate Reviewed on: 31st March 2025

Great service

5
It's been amazing from the start been kept up to date with every process. When visiting the app, it's clear to understand. They offer a savings account Isa account and a loan option when you become eligible and the best thing about zopa it everything is in one app. Overall outstanding company. Reviewed on: 31st March 2025

Great credit card very easy to use APP we use it whe...

5
Great credit card very easy to use APP we use it when travelling and it has no fees Reviewed on: 31st March 2025

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