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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
40% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Excellent service from start to finish

5
Excellent service from start to finish Reviewed on: 2nd April 2025

GREAT CUSTOMER SERVICE AND FRIENDLY

5
GREAT CUSTOMER SERVICE AND FRIENDLY Reviewed on: 2nd April 2025

Zooa are the most useless card company on the planet.

1
Zooa are the most useless card company on the planet. They do not do what they say will do and even when your credit history is a whole lot better they keep you on a low score . Avoid this company if you want to build your credit. Reviewed on: 2nd April 2025

Very easy to use app.

5
Very easy to use app. Simple to make extra payments each month links to your own bank. Reviewed on: 2nd April 2025

Perfect for all your lending needs.

5
Perfect for all your lending needs. Reviewed on: 2nd April 2025

Good listener and always found their staff willing t...

5
Good listener and always found their staff willing to sort your problem Reviewed on: 2nd April 2025

Since being a Zopa Credit Card user I am extremely h...

5
Since being a Zopa Credit Card user I am extremely happy with all areas of service provided and can completely recommend anyone to try Zopa and be a very happy customer like I am Reviewed on: 2nd April 2025

It's an ok credit card ive had no problems

5
It's an ok credit card ive had no problems Reviewed on: 2nd April 2025

Very easy app

5
Never had any issues and app is really easy to navigate Reviewed on: 2nd April 2025

Give me a good credit raise when I needed it a very...

5
Give me a good credit raise when I needed it a very good help Reviewed on: 2nd April 2025

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