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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Cant fault it been easy start to deal with

Cant fault it been easy start to deal with Reviewed on: 15th January 2026

Not had to contact anyone regarding any issues.

Not had to contact anyone regarding any issues. I believe this is a good thing. Reviewed on: 15th January 2026

Great and quick service easy to apply

Great and quick service easy to apply Reviewed on: 15th January 2026

Customer service is good.

Customer service is good. Always helpful. Reviewed on: 15th January 2026

Very easy to apply for and set up.

Very easy to apply for and set up. Reviewed on: 15th January 2026

Friendly and efficient good to bank with.

Friendly and efficient good to bank with. Reviewed on: 15th January 2026

you been with the rest now bank with the best

Its all good all round, im glad I found this card, many thanks Reviewed on: 15th January 2026

First rate service , when I have had to contact cust...

First rate service , when I have had to contact customer support Reviewed on: 15th January 2026

They are very friendly and helpful

They are very friendly ,their app is easy to use Reviewed on: 15th January 2026

Easy to apply and sensible limits

Easy to apply and sensible limits Reviewed on: 15th January 2026

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