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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quick decision on credit and quick on replying to an...

Quick decision on credit and quick on replying to any customer service queries. Reviewed on: 15th January 2026

Zopa are informative with all aspects of their busin...

Zopa are informative with all aspects of their business. App easy to use and provides all the information I need Reviewed on: 15th January 2026

No issues.

No issues. Transparent and easy to use and manage. Reviewed on: 15th January 2026

It was very easy , replied quickly, set up straight...

It was very easy , replied quickly, set up straight forward. Definitely would definitely recommend. Reviewed on: 15th January 2026

Zopa is a First Class Credit card provider

The Zopa App is really easy to use. Is very clear & is great at sending you messages when you use your card, telling you the amount you have spent and the balance you have left. Reviewed on: 15th January 2026

To easy to apply

Was so easy to apply online and got accepted right away Reviewed on: 15th January 2026

Excellent I needed a great credit card as I was fed...

Excellent I needed a great credit card as I was fed up with getting refused thank you zopa with everything you do Reviewed on: 15th January 2026

Very easy to use UI.

Very easy to use UI. Quality customer service with prompt replies Reviewed on: 15th January 2026

I am happy with my zopa account ,it's easy to use an...

I am happy with my zopa account ,it's easy to use and understand also the customer service is great,and the interest rates are faverable Reviewed on: 15th January 2026

Fantastic and happy to help.

Fantastic and happy to help. Always there to help you with a happy go lucky charm in there voice Reviewed on: 15th January 2026

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