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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy to use, transparent credit card

It was such an easy process from start to finish. The application process was easy and was very transparent. Nothing was hidden. The app is very easy to use with the most important information right on the front screen. Reviewed on: 29th April 2025

been great all round.

been great all round.never had a problem Reviewed on: 29th April 2025

Easy to apply great customer serviceEasy to understa...

Easy to apply great customer serviceEasy to understand app Reviewed on: 29th April 2025

Easy set up

Easy to register and straight forward to set up using the online app. Nice simple end to end peocess Reviewed on: 29th April 2025

Easy to use facilities and excellent customer servic...

Easy to use facilities and excellent customer service will definitely be keeping my account Reviewed on: 29th April 2025

An excellent credit card provider

From the application stage through to the arrival of the physical card was a very quick and straightforward process. The accompanying App is superb, intuitive and clear. The Zopa Customer Service Staff are superb, interested, professional and highly knowledgeable. The interest rate is very fair. Reviewed on: 29th April 2025

Top notch company

Easy to work with an customer service good plus rates good Reviewed on: 29th April 2025

Easy to use, information is available at all times

Easy to use, information is available at all times Reviewed on: 29th April 2025

Quality service

I have always had good service with Zopa and they keep me updated with everything I need to know. The online banking app is excellent and provides easy access to my account. Their customer service is very supportive when I had to call and resolved my query instantly. Reviewed on: 29th April 2025

Very easy to understand and work with

Very easy to understand and work with Reviewed on: 29th April 2025

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