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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
47% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Good Starter Card

5
Easy to apply for with good limit. Acceptable online and in store. Reviewed on: 3rd April 2025

The best credit card company ever

5
Zopa provides amazing an amazing credit card. Zopa puts there customers first and have excellent customer service. The staff who work for Zopa go above and beyond and they are friendly and are always willing to help me when I’ve needed help. I’ve recommender Zopa to my family and friends and some of them have joined Zopa. Thank you very much Zopa. Reviewed on: 3rd April 2025

I have a loan for a car and a credit card with Zopa.

5
I have a loan for a car and a credit card with Zopa. The apr for the loan was not the greatest but gave me a chance to own my own car which was awesome. Credit card is great, not a great amount but perfect for what I need. Would definitely recommend. Reviewed on: 3rd April 2025

They gave always been very understanding when circum...

5
They gave always been very understanding when circumstances change Reviewed on: 3rd April 2025

Excellent service and very easy to use

5
Excellent service and very easy to use Reviewed on: 3rd April 2025

It was so easy to onboard and the after sale support...

5
It was so easy to onboard and the after sale support was exceptional. Reviewed on: 3rd April 2025

Excellent

5
Straight forward, easy to use app, friendly customer service. Reviewed on: 3rd April 2025

No issues using zopa excellent service

5
No issues using zopa excellent service Reviewed on: 3rd April 2025

I have the new bank (love the card) and a credit car...

5
I have the new bank (love the card) and a credit card both easy to manage and been a customer for well over 12 months. Reviewed on: 3rd April 2025

Not had any problems.

5
Not had any problems. Always ask for permission to increase. app easy to use and understand. Reviewed on: 3rd April 2025

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