Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa app easy to use.

Zopa app easy to use. App shows what you owe if you want to pay extra. Reviewed on: 15th January 2026

Great Company

Excellent company, easy to use app for your needs. Reviewed on: 15th January 2026

I just like how easy it is to connect, check balance...

I just like how easy it is to connect, check balances and do transactions online Reviewed on: 15th January 2026

Very easy to apply quick for my card to arrive...

Very easy to apply quick for my card to arrive Reviewed on: 15th January 2026

Great service

Fast and efficient service easy to apply and kept up to date with the progress by email or phone i would recommend to others Reviewed on: 15th January 2026

If I need to talk to somebody it's easy

If I need to talk to somebody it's easy Reviewed on: 15th January 2026

A great little plastic helper

Great little credit card. Very useful card to have in your wallet. Reviewed on: 15th January 2026

Very helpful customer service, the app is really eas...

Very helpful customer service, the app is really easy to negotiate and the dashboard is a really good addition to see everything in one place. Reviewed on: 15th January 2026

Application and process was fast and easy to apply.

Application and process was fast and easy to apply. The app is easy to operate and move around. All the information you require to manage your credit card is accessible and easy to understand . Reviewed on: 15th January 2026

Fantastic I love using my credit card great value fo...

Fantastic I love using my credit card great value for money Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.27 from 26 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub