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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
48% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40269)

Had a problem with a standing order which was resolv...

5
Had a problem with a standing order which was resolved in 2 days. Reviewed on: 3rd April 2025

Well worth a shot

5
Never had any issues. Have used customer services and been delt with efficiently Reviewed on: 3rd April 2025

Good card no problems with using it

5
Good card no problems with using it Reviewed on: 3rd April 2025

My experience was seamless from start to finish ever...

5
My experience was seamless from start to finish everything explained and the application was user friendly Reviewed on: 3rd April 2025

First class customer service

5
First class customer service from staff, they know what they arevtalking about and explain things that is easy to understand Reviewed on: 3rd April 2025

Great customer service and app.

5
Great customer service and app. Would highly recommend. Reviewed on: 3rd April 2025

Fantastic Service and easy to use card and app

5
Payments are done easily, App is easy to use and customer service is informative and friendly Reviewed on: 3rd April 2025

Excellent service no concerns at all

5
Excellent service no concerns at sll Reviewed on: 3rd April 2025

I have a card and a loan with them no issues fantast...

5
I have a card and a loan with them no issues fantastic customer service Reviewed on: 3rd April 2025

Very straight forward to apply.

5
Very straight forward to apply. Process easy to do online, with a virtually instant decision. Reviewed on: 3rd April 2025

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