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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to use and straight forward app to use...

Very easy to use and straight forward app to use Reviewed on: 15th January 2026

Low credit score but help was there

Low credit score but trusted me and gave me a fair credit card. Easy app and keeps me updated with sound advice and ensure I’m in control of my finances. Reviewed on: 15th January 2026

A very easy and subtle UI for the app and very easy...

A very easy and subtle UI for the app and very easy to use. Other apps are complicated however the interface of zopa is very easy to understand. And the best part is their rates. Reviewed on: 15th January 2026

Whenever I have called always helpful polite I expla...

Whenever I have called always helpful polite I explained a situation they advised me what to do aswell response always quick efficient service i like the way I can see my other balances aswell credit score available like the layout of the app easy to use Reviewed on: 15th January 2026

Nothing but good times with zopa

Nothing but good times with zopa Reviewed on: 15th January 2026

Great company

Had a credit card to help out and been extremely good with reminders about debits. Reviewed on: 15th January 2026

Excellent service

Excellent service from you at all times Reviewed on: 15th January 2026

Excellent service never had any problems

Excellent service never had any problems Reviewed on: 15th January 2026

Have never had any issues, prompt cars d and stateme...

Have never had any issues, prompt cars d and statement production. Reviewed on: 15th January 2026

I have loved the card it has helped me and my childr...

I have loved the card it has helped me and my children out alot in bad situations when i couldn't afford food Reviewed on: 15th January 2026

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