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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

good experience when in need of money

good experience when in need of money Reviewed on: 15th January 2026

Easy to apply and answer immediately

Easy to apply and answer immediately Reviewed on: 15th January 2026

Zopa credit

easy to down load app, and so easy to follow instructions on app, plus Zopa keep you informed on what's been spent and what's pending. Reviewed on: 15th January 2026

Zopa Credit Card

Always been really friendly & helpful Reviewed on: 15th January 2026

Very good service always keep you informed on what’s...

Very good service always keep you informed on what’s going on Reviewed on: 15th January 2026

Zopa - safe,Secure and easy to use

I took out a Zopa credit card back in April 2025 and I must say the security is excellent and feels so secure with notifications and ensuring all payments are authentic and genuine. Not only have they offered me a credit increase within the first 12 months which fits perfectly with my spending but I must say the process to open the card and navigate the app is simple and straightforward and makes banking with them incredibly easy. Reviewed on: 15th January 2026

Easily the best credit card

From the application process to using the app its all been easy and accessible. Reviewed on: 15th January 2026

Very Good Credit Card.

Very Good Credit Card. Very happy with my choice Reviewed on: 15th January 2026

Very quick with sending card once approved.

Very quick with sending card once approved. I used it and got scammed cancelled card as soon as I realised and were very quick issuing a new one Reviewed on: 15th January 2026

My Zopa experience

Zopa credit card helped me to get my financial affairs sorted and they are always ready to help. I would recommend Zopa to everyone Reviewed on: 15th January 2026

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