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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Easy to use it allows me to buy things that I would...

5
Easy to use it allows me to buy things that I would have to wait until payday to buy and I don’t feel guilty spoiling myself Reviewed on: 4th April 2025

Great Service

5
Zopa have always been good they are on time collecting the payment they keep you informed with everything they do Reviewed on: 3rd April 2025

Zopa the Great

5
Would recommend, excellent service and good products Reviewed on: 3rd April 2025

Love zopa

5
Love it , i use it everyday do shopping Reviewed on: 3rd April 2025

Easy to use , they could have offer increase in cred...

5
Easy to use , they could have offer increase in credit limit if no missed payments Reviewed on: 3rd April 2025

Reliable credit card provider

5
Generates credit card statements promptly on monthly and annual basis. Reviewed on: 3rd April 2025

Easy to use app.

5
Easy to use app. Good customer service. Cannot fault this card. Reviewed on: 3rd April 2025

Easy to use, intuitive app, seems transparent, prett...

5
Easy to use, intuitive app, seems transparent, pretty good customer service and strong products overall. Reviewed on: 3rd April 2025

Great service keep you informed all the time

5
Great service keep you informed all the time Reviewed on: 3rd April 2025

I am one very happy customer.

5
I am one very happy customer. I would recommend Zopati my friend and family. Reviewed on: 3rd April 2025

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