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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40270)

Easy to apply.

5
Easy to apply. Lets you know of good deals and gives you good reasons to pay more than minimum amounts each month. Reviewed on: 4th April 2025

Good choice for card provider

5
Had card about 6 monthsCustomer service is soo helpful when you need themWhich you need if you've got a rogue expense showing Reviewed on: 4th April 2025

Very quick, efficient, customer focused

5
Very quick, efficient, customer focused Reviewed on: 4th April 2025

Good card good app I also no bank with this company...

5
Good card good app I also no bank with this company very safe and secure account easy to use and navigate around the app staff are helpful Reviewed on: 4th April 2025

Never had an issue with the card.

5
Never had an issue with the card. Reviewed on: 4th April 2025

Brilliant service

5
I had trouble using the app but customer services helped me very quickly Reviewed on: 4th April 2025

Great babk helping me build my credit

5
Great babk helping me build my credit Reviewed on: 4th April 2025

Easy to use and gave me a chance to get back on a cr...

5
Easy to use and gave me a chance to get back on a credit rating Reviewed on: 4th April 2025

Excelent

5
This card helped me a lot to help my son at his wedding. He was very happy. Thank you. And I would be very happy to go further with y Rate mici ou.Fantastic, Reviewed on: 4th April 2025

Always helpful if you are in trouble

5
Always helpful if you are in trouble Reviewed on: 4th April 2025

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