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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Excellent credit card.

Excellent credit card. Excellent app. Reviewed on: 15th January 2026

Always met with friendly courteous staff who are alw...

Always met with friendly courteous staff who are always on hand to help with my queries Reviewed on: 15th January 2026

Very good very fair and an allround excellent service

Very good very fair and an allround excellent service Reviewed on: 15th January 2026

Really happy with the service provided

Really happy with the service provided Reviewed on: 15th January 2026

The best customer service and ease of app use make Z...

The best customer service and ease of app use make ZOPA the best all round Reviewed on: 15th January 2026

Best Bank.

Great Bank would recommend to anyone. Amazing customer service. Easy app to get around. Great deals. Reviewed on: 15th January 2026

Service was good,fast and accurate

Service was good,fast and accurate Reviewed on: 15th January 2026

Quick, decisive decisions, easy to access and naviga...

Quick, decisive decisions, easy to access and navigate website. Updates quickly when any transactions are made. Payment easy to make. Reviewed on: 15th January 2026

Very professional and easy to utilise

Very professional and easy to utilise Reviewed on: 15th January 2026

Best regular savings rate on the internet.

Best regular savings rate on the internet. Reviewed on: 15th January 2026

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