Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent.

Excellent. Easy use of the app as well Reviewed on: 27th April 2025

Great service and customer care if you have s vad c...

Great service and customer care if you have s vad credit rating they will help Reviewed on: 27th April 2025

Does what I need it to do .

Does what I need it to do . Works perfectly Reviewed on: 27th April 2025

Really great communication fast east decision and so...

Really great communication fast east decision and solid app. Reviewed on: 27th April 2025

I am very happy .

I am very happy .satisfied good service Reviewed on: 27th April 2025

Great app ,very easy to use would definitely recomm...

Great app ,very easy to use would definitely recommend Reviewed on: 27th April 2025

Good rates, good cards.

Good rates, good cards. No complaints here Reviewed on: 27th April 2025

Easy application process and excellent app.

Easy application process and excellent app. Full of useful information Reviewed on: 27th April 2025

Easy to apply with no hassle great for emergencies

Easy to apply with no hassle great for emergencies Reviewed on: 27th April 2025

Excellent

Easy to use and great interest rate Reviewed on: 27th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Balance Transfer Credit Card
from Halifax 4.50 from 60 reviews
Everyday Credit Card
from Santander 4.13 from 22 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub