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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I have found it very useful and easy

I have found it very useful and easy Reviewed on: 15th January 2026

Ive had no issues or problems and the service has be...

Ive had no issues or problems and the service has been top notch Reviewed on: 15th January 2026

Help just when I needed it

A great help getting my finances back in order Reviewed on: 15th January 2026

Very easy to deal with.

Very easy to deal with. No fuss application. Lots of clear information. Reviewed on: 15th January 2026

Just brilliant always helpful Curtiss

Just brilliant always helpful Curtiss Reviewed on: 15th January 2026

Excellent ..

I am very happy with the Zopa card . Reviewed on: 15th January 2026

Easy process from start to finish app easy to use

Easy process from start to finish app easy to use Reviewed on: 15th January 2026

Customer service was great.

Customer service was great. It was made a great experience whilest applying for the card. Reviewed on: 15th January 2026

App is very good and very easy to manage

App is very good and very easy to manage Reviewed on: 15th January 2026

Its a greater starter credit card and I have never h...

Its a greater starter credit card and I have never had any problems with Zopa Reviewed on: 15th January 2026

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