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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I haven't been with them long but I am really happy...

I haven't been with them long but I am really happy with them Reviewed on: 27th April 2025

Friendly, easy, accessible service

Friendly, easy, accessible service Reviewed on: 27th April 2025

I can manage my money easily with zopa

I can manage my money easily with zopa Reviewed on: 27th April 2025

It always save me incase of emergency expenses

It always save me incase of emergency expenses Reviewed on: 27th April 2025

Easy to navigate the Web site.

Easy to navigate the Web site. I'm kept updated about any offers and payments due. Reviewed on: 27th April 2025

Excellent and speechless and im happy with Zopa

Excellent and speechless and im happy with Zopa Reviewed on: 27th April 2025

Credit Card Recommendation

Easy to use app and updates about my payment due and current credit score update. Offered me a savings and bank account if I was interested. Reviewed on: 27th April 2025

Great and easy to use very good and very fair

Great and easy to use very good and very fair Reviewed on: 27th April 2025

Easy to use and manageable to pay back

Easy to use and manageable to pay back Reviewed on: 27th April 2025

Quick and simple hassle free banking

Quick and simple hassle free banking Reviewed on: 27th April 2025

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