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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Informed

Always kept.informed of whats happening. When the payments have been taken, when the next one is etc. Easy to access Reviewed on: 15th January 2026

Highly recommend Zopa

Ever since signing with Zopa the team have been on hand and very helpful. I manage my account effectively and have had limit increase but was asked first. Great comms Reviewed on: 15th January 2026

My experience with Zopa excellent costumer service e...

My experience with Zopa excellent costumer service easy easy access to an operator always prompt and protect my money Reviewed on: 15th January 2026

Always helpful and never had any issues

Always helpful and never had any issues Reviewed on: 15th January 2026

Would recommend to anyone

Use where U like.. low monthly repayments.. any help they are there for you Reviewed on: 15th January 2026

What an awesome experience

Very good, simple informative experience Reviewed on: 15th January 2026

excellent customer service great product

excellent customer service very easy to keep up to date with my spending very easy to make payments highly recommend very happy Reviewed on: 15th January 2026

A smart way to get back into managing finances, a fr...

A smart way to get back into managing finances, a friendly company always on hand if any problems arise. Reviewed on: 15th January 2026

Excellent zopa

Every one i spoken to was fantastic. Excellent speedy service thanks Reviewed on: 15th January 2026

Quick to process applications and easy to follow app

Quick to process applications and easy to follow app Reviewed on: 15th January 2026

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