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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa have always ensured that as a customer I have b...

5
Zopa have always ensured that as a customer I have been looked after. Reviewed on: 4th March 2025

Excellent service

5
I was give a low credit to start with but hen offered a higher limit which I accepted it’s easy to control how much you want to spend out of your limit Reviewed on: 4th March 2025

Excellent Service

5
I’ve only had great experiences with using Zopa and their interest rates are very good and I’ve been very happy with the product. Reviewed on: 4th March 2025

Applying was so simple, acceptance was such a comfor...

5
Applying was so simple, acceptance was such a comfort & help at a time needed, the app is so simple & informative to use & payment update is just brilliant, Can't recommend Zopa enough & Thank You Reviewed on: 4th March 2025

Excellent credit card with an easy to use app.

5
Excellent credit card with an easy to use app. Reviewed on: 4th March 2025

Great company would recomend any time

5
Great company would recomend any time Reviewed on: 4th March 2025

Best credit card ever

5
Zopa has helped me in a lot of ways and is really helpful to use when in need I would definitely recommend it to others which everyone has got one now after I told them Reviewed on: 4th March 2025

Excellent products and service

5
I use a zopa credit card and now a bank account also. Excellent product and top notch service. App is brilliant and easy to use Reviewed on: 4th March 2025

A very wonderful experience with the Zopa team.

5
A very wonderful experience with the Zopa team. Very wonderful treatment. Reviewed on: 4th March 2025

Dizzy76 reviews

5
I have had no issues with zopa I found everything straight forward and easy to understand Reviewed on: 4th March 2025

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