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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 30th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Zopa is worth the leap

I have both a credit card and new beta bank account I'm so excited zopa has broadened from loans and credit cards just brilliant Reviewed on: 5th March 2025

Can't fault Zopa.

Can't fault Zopa. I have a card and have had no issues what so ever Reviewed on: 5th March 2025

Excellent service throughout, have had no issues at...

Excellent service throughout, have had no issues at all, can’t fault them Reviewed on: 5th March 2025

Was accepted and was given a reasonable credit limit...

Was accepted and was given a reasonable credit limit, of which I was so pleased. Had been trying to obtain a credit card but to no avail as I had bad credit. Zopa came to my rescue. Reviewed on: 5th March 2025

Great service helps build my credit rating a easy to...

Great service helps build my credit rating a easy to use with great support Reviewed on: 5th March 2025

Nice credit limit nice customer support nice also

Nice credit limit nice customer support nice also Reviewed on: 5th March 2025

Great APR, great customer service, easy to use app

Great APR, great customer service, easy to use app Reviewed on: 5th March 2025

Great company

Great company to deal with, really helpful Reviewed on: 5th March 2025

This credit card is very friendly use and the custom...

This credit card is very friendly use and the customer service was too good Reviewed on: 5th March 2025

Very positive experience

Very positive experience, would recommend Reviewed on: 5th March 2025

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