Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to use and clear and precise to use.

Easy to use and clear and precise to use. App good and easy to use. Reviewed on: 24th April 2025

I had a good experience to using zopa credit card, v...

I had a good experience to using zopa credit card, very reliable and satisfied Bank to me. if anyone say about zopa credit card I will suggest everyone for that. The payment system is good. overall full satisfaction to me using zopa credit card. Reviewed on: 24th April 2025

I was struggling to get a credit card and zopa steps...

I was struggling to get a credit card and zopa steps up my first amount was 250 witch is good Reviewed on: 24th April 2025

Fantastic customer service

Fab credit card easy to use . Helpful customer service team Reviewed on: 24th April 2025

They've been great no complaints.

They've been great no complaints. Reviewed on: 24th April 2025

Great service’s

Dose what it says on the tin basically Reviewed on: 24th April 2025

i like zopa card i very help fulll me i have good e...

i like zopa card i very help fulll me i have good experiance for me Reviewed on: 24th April 2025

Good service resiabile price easy to contact app rea...

Good service resiabile price easy to contact app really good easy to use ,lots of information on the app credit goee up easy to pay . Reviewed on: 24th April 2025

I’ve a credit great card card it’s helped me a lot.

I’ve a credit card it’s helped me a lot. Can rely. On Zopa. Great. Experience Reviewed on: 24th April 2025

Somehow frustrating, but good.

Somehow frustrating, but good. I have had a bad experience with the application, my card cloned and it took.a toil on me. Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.56 from 69 reviews
Charge Card
from American Express 4.05 from 24 reviews
Cashback credit card
from Lloyds Bank 4.83 from 12 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub