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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good card

i have zopa to be a very good creditor to have in my wallet. Reviewed on: 15th January 2026

Simple application fast decision.

Simple application fast decision. Easy to use app. Reviewed on: 15th January 2026

Easy to use great visa card banking app is easy to u...

Easy to use great visa card banking app is easy to understand Reviewed on: 15th January 2026

Very flexable easy to use app affadable pay back

Very flexable easy to use app affadable pay back Reviewed on: 15th January 2026

Great bank to use, easy to use app.

Great bank to use, easy to use app. Highly recommended Reviewed on: 15th January 2026

Best Credit Provider For Customer Services.

Zopa have been really good and supportive in helping me rebuild my credit rating. Reviewed on: 15th January 2026

Great service and great app.

Great service and great app. Efficient and well informed. Reviewed on: 15th January 2026

Good rates for credit card.

Good rates for credit card. Never had anything wrong. Reviewed on: 15th January 2026

Fantastic

Fantastic all around card for every day use Reviewed on: 15th January 2026

Quick and easy to use loverly staff helpfull and app...

Quick and easy to use loverly staff helpfull and app easy to use I’ve had no problems Reviewed on: 15th January 2026

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Want to see more from Zopa?

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