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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa helped me when no one else would

Zopa helped me when no one else would Reviewed on: 24th April 2025

Excellent.

Excellent. My card was approved so first when I had financial crisis. When I lost my father Reviewed on: 24th April 2025

Super easy

Super easy to apply and manage you account. Reviewed on: 24th April 2025

Just find us easy to deal with brilliant service

Just find us easy to deal with brilliant service Reviewed on: 24th April 2025

Great experience

Experience with Zopa has been positive from when I first applied for the credit card to now. Customer service always been great and have had credit limit increase which is good for my credit score. Reviewed on: 24th April 2025

Excellent service

Excellent service from receiving card to present day Reviewed on: 24th April 2025

Does exactly what I need when I need it.

Does exactly what I need when I need it. Reviewed on: 24th April 2025

Good and i like this service and i need more cradit...

Good and i like this service and i need more cradit in my acfont Reviewed on: 24th April 2025

Great service ...

Straightforward application with a useful, meaningful credit limit. All questions answered in a timely manner Reviewed on: 24th April 2025

I find Zopa very good and fair the apr is better the...

I find Zopa very good and fair the apr is better then other credit cards and there customer contact center is very helpful I would how ever like to be able to use my card on Apple Pay which you currently don’t offer maybe Zopa could consider adding this Reviewed on: 24th April 2025

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