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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa is amazing.

Zopa is amazing. The app is so easy to use, very clear and understandable Reviewed on: 15th January 2026

Zopa have proved to be an outstanding credit providor

Zopa have proved to be an outstanding credit providor Reviewed on: 15th January 2026

5 stars good credit card

Very easy to use with a great app for my phone Reviewed on: 15th January 2026

Always handy, always helpful!

Always handy, helpful customer service and the app is great! It’s a great card to have, I can keep track of my spending and the bonuses of having it are definitely a plus! Reviewed on: 15th January 2026

Excellent service

Very easy too set up explained everything clear easy to set up direct debit and easy to pay additional money in Reviewed on: 15th January 2026

Best credit card to help rebuild your score

Best credit card to help rebuild your score Reviewed on: 15th January 2026

Great card would recommend

Really helpful and easy to apply for Reviewed on: 15th January 2026

Good card

i have zopa to be a very good creditor to have in my wallet. Reviewed on: 15th January 2026

Simple application fast decision.

Simple application fast decision. Easy to use app. Reviewed on: 15th January 2026

Easy to use great visa card banking app is easy to u...

Easy to use great visa card banking app is easy to understand Reviewed on: 15th January 2026

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