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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent card service and very competitive.

Excellent card service and very competitive. Reviewed on: 15th January 2026

Excellent APP, fast payments.

Excellent APP, fast payments. Good experience overall Reviewed on: 15th January 2026

All round great service

Ive been with Zopa for a few years now. Have a credit card with them and had a loan previously. Brilliant customer service and the app is really easy to navigate. Never had any issues and have recommended them to friends and family. Reviewed on: 15th January 2026

A very helpful

I have only had to phone customer service once and they were so helpful. It was really good and to hear a voice the other hand made a big change. Reviewed on: 15th January 2026

Very good app and easy to chat with someone if neede...

Very good app and easy to chat with someone if needed they always really helpful and polite, they also offer many extras with th app. Reviewed on: 15th January 2026

Bad credit help

I had bad credit and zopa let me have a card and ive found it very helpful and have been offered an increase limit which I haven't taken on. I think things are working just fine and I dont want to end up out of my depth again. Reviewed on: 15th January 2026

Brilliant service

Easy to use, excellent communication always positive. Reviewed on: 15th January 2026

Great customer service, easy to navigate website and...

Great customer service, easy to navigate website and looks great Reviewed on: 15th January 2026

application and well managed control of financi...

Easy application and well managed control of financial credit building. Reviewed on: 15th January 2026

App is very well designed and easy to use and try ol...

App is very well designed and easy to use and try old when next payment is due Reviewed on: 15th January 2026

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