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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

From start to finish this company have been excellent.

From start to finish this company have been excellent. I wouldn’t hesitate to recommend to a friend Reviewed on: 24th April 2025

Easy to understand and great company

Easy to understand and great company Reviewed on: 24th April 2025

Fantastic company, easy to make payments and repayme...

Fantastic company, easy to make payments and repayments Reviewed on: 24th April 2025

Transparent and easy to understand, rates are excell...

Transparent and easy to understand, rates are excellent Reviewed on: 24th April 2025

Truly Impressive!

I’ve been using the Zopa credit card for a few months now, and it’s easily one of the best financial decisions I’ve made. The application process was quick and straightforward, with clear communication at every step. I was approved within minutes and had full access to my account through their intuitive app right away. What I really love about the Zopa credit card is the smart features—real-time notifications, flexible repayment options, and tools that help manage spending and improve your credit score. The app is sleek and easy to navigate, making it simple to keep track of balances, payments, and rewards. Their customer service deserves a special mention. Any time I’ve had a question, the team has been fast, friendly, and helpful. With no hidden fees and great transparency, Zopa sets a high standard. I highly recommend their credit card to anyone looking for a modern, reliable, and user-focused experience. Reviewed on: 24th April 2025

Simple to use

Easy to use and manage online. Keeps balance updated gives credit score and notifies when eligible for balance increases Reviewed on: 24th April 2025

Very good experience so far.

Very good experience so far.It came on time and when I need it. Reviewed on: 24th April 2025

Very good customer service and I’ll highly recommend

Very good customer service and I’ll highly recommend Reviewed on: 24th April 2025

I like having my card incase of emergency and I feel...

I like having my card incase of emergency and I feel I have something to fall to when am away traveling Reviewed on: 24th April 2025

Easy to use app, great to build credit score,

Easy to use app, great to build credit score, Reviewed on: 24th April 2025

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