Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great customer service, easy to navigate website and...

Great customer service, easy to navigate website and looks great Reviewed on: 15th January 2026

application and well managed control of financi...

Easy application and well managed control of financial credit building. Reviewed on: 15th January 2026

App is very well designed and easy to use and try ol...

App is very well designed and easy to use and try old when next payment is due Reviewed on: 15th January 2026

always very helpful, helped me massively when i had...

always very helpful, helped me massively when i had fraud on account and also they have stopped fraud on my account before i had chance to notice. Reviewed on: 15th January 2026

Zopa are exerlant as they are very helpful when on t...

Zopa are exerlant as they are very helpful when on the phone to them and chatt to them on line very helpful and understanding with any problems you have they listen what you have to say to them every thing they send you is allways on tome Reviewed on: 15th January 2026

They helped me when no one else would

They helped me when no one else would Reviewed on: 15th January 2026

Zopa is straight forward.

Zopa is straight forward. The app is user friendly and easy to navigate, its good thaf it can tell you via app what you can be eligible for. Reviewed on: 15th January 2026

Had no problems with this credit card very helpful a...

Had no problems with this credit card very helpful also. Reviewed on: 15th January 2026

Great contact and very informative

Great contact and very informative Reviewed on: 15th January 2026

best one

they are best i have ever used they are very helpful Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Flexicard
from Halifax 3.70 from 7 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub