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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent experience from the start

Excellent experience from the start Reviewed on: 15th January 2026

Simple, transparent, and easy to manage

My experience with Zopa’s credit card has been smooth and straightforward. The application process was quick, decisions were clear, and everything was explained in plain language with no hidden surprises. The app is easy to use, payments are simple to manage, and customer support has been responsive whenever I needed help. Overall, it feels like a transparent and well-run service that does what it promises. Reviewed on: 15th January 2026

Great app

App very user friendly, clear and concise Reviewed on: 15th January 2026

Good service good advice happy easy to contact

Good service good advice happy easy to contact Reviewed on: 15th January 2026

Service excellence

Excellent service very informative and very helpful Reviewed on: 15th January 2026

Credit card and have had 2 loans with Zopa and excel...

Credit card and have had 2 loans with Zopa and excellent in all aspects Reviewed on: 15th January 2026

Great company never had a issue

Great company never had a issue Reviewed on: 15th January 2026

Great no problems easy to use app is easy to...

Great no problems easy to use app is easy to use Reviewed on: 15th January 2026

Great cc

I have had a cc with Zopa for a while now and it’s been so easy to use and the app is great Reviewed on: 15th January 2026

Excellent company to deal with help with credit buil...

Excellent company to deal with help with credit building Reviewed on: 15th January 2026

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