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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Really responsible lenders and good interest rates

Really responsible lenders and good interest rates Reviewed on: 24th April 2025

Very Helpful

Good to use and easy to use and good service and very helpful Reviewed on: 24th April 2025

Since I’ve had my account Zopa have been understandi...

Since I’ve had my account Zopa have been understanding and excellent service Reviewed on: 24th April 2025

Very easy to deal with no hassle no stress

Very easy to deal with no hassle no stress Reviewed on: 24th April 2025

Simply the best.

Very professional organisation quality staff well trained. Extremely warm and customer focused. Reviewed on: 24th April 2025

Best credit card

I love this card i do everyday shopping i use it everywhere. Reviewed on: 24th April 2025

Zopa are great.

Zopa are great. Fast friendly and efficient Reviewed on: 24th April 2025

Have had nothing but an excellent experience using Z...

Have had nothing but an excellent experience using Zopa credit card. Reviewed on: 24th April 2025

Fantastic work and service best credit card ever

Fantastic work and service best credit card ever Reviewed on: 24th April 2025

Journey with zopa

I had a life saving experience with zopa Reviewed on: 24th April 2025

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