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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Zopa credit card is the best

I am using zopa for more than year and it never let me down Reviewed on: 24th April 2025

It was easy to set up

It was easy to set up and have had no issues...I make manual payments rather than direct debit and it's a smooth process, no issues with this account from the start. No issues in shops either with payment, etc as quick as my current account card. Reviewed on: 24th April 2025

Very very GOOD money

Very very GOOD and understanding about your family lives Reviewed on: 24th April 2025

Easy to use good all round banking

APP very easy to use , professional service , low rates compared to some would recommend, pleasant experience Reviewed on: 24th April 2025

Great credit card

Very good interest rates and reliable when needed, fast service and there when you need it Reviewed on: 24th April 2025

Easy to use app

Easy to use app and good rate of interest Reviewed on: 24th April 2025

Brilliant card mony there when you need it .

Brilliant card mony there when you need it .but the draw back is had this card for 4 or 5 years now and only had one very small increase and never been late or missed a payment so not that happy Reviewed on: 24th April 2025

Excellent service online and telephone

Excellent service online and telephone Reviewed on: 24th April 2025

mintysav65

Helping to build my credit score Reviewed on: 24th April 2025

ZOPA has been excellent experience for me as a credi...

ZOPA has been excellent experience for me as a credit card no expensive interest rates etc if I’ve had to contact them which is rare staff was professional and understanding thank you zopa Reviewed on: 24th April 2025

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