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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Customer services

Customer services are excellent. Always helpful and very quick to respond. Reviewed on: 15th January 2026

Review of services

Always there to help and give information about any changes. Reviewed on: 15th January 2026

Details of using the card and offers available are v...

Details of using the card and offers available are very well explained Reviewed on: 15th January 2026

i have had the card for a while now and have never h...

i have had the card for a while now and have never had any problems with it Reviewed on: 15th January 2026

Easy to apply, fast processing

Easy to apply, fast processing, nothing to complain about...I actually financed my car with them and it went everything flawless Reviewed on: 15th January 2026

Excellent communication .

Excellent communication . Always know when payment is due Reviewed on: 15th January 2026

Zopa provides everything required for successful cre...

Zopa provides everything required for successful credit.It is extremely easy to use and be informed of every transaction. Reviewed on: 15th January 2026

I have no concerns with Zopa very good company I did...

I have no concerns with Zopa very good company I did not have to ask for credit increase they let me know has soon has I could Reviewed on: 15th January 2026

Would recommend zopa

Found it very easy to use easy repayment and regular statements Reviewed on: 15th January 2026

I have had nothing but amazing experiences with zopa...

I have had nothing but amazing experiences with zopa and i cannot fault them Reviewed on: 15th January 2026

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