Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good company

I've only had the card for 4 months now, I haven't had any problems with, would highly recommend to others Reviewed on: 7th April 2021

Excellent services

They provide good advice about my credit report - they are flexible with payments. The service is excellent- Reviewed on: 7th April 2021

Amazing

Zopa smart and easy to use. Great customers service. Reviewed on: 7th April 2021

Great little card

This credit card is great to get you back up and running or as an additional card. Zopa keep you updated with payments by email and with alerts regarding payments. Cannot fault the service thus far although I was a little sceptical to begin with with a company I hadn't heard of before. Good job Reviewed on: 7th April 2021

Brilliant service

App is fantastic, easy to contact great company Reviewed on: 7th April 2021

Great

I've been really pleased with the service so far. Reviewed on: 7th April 2021

Great card!

Safe and secure App... Easy to use.....Helped me in a time of need. Reviewed on: 7th April 2021

Great credit card

Great easy to understand and use app and credit card Reviewed on: 7th April 2021

Excellent service throughout

Excellent service from start of application and first class customer service Reviewed on: 7th April 2021

Quick and easy to use

Quick and easy to use card and when you put your repayment it's goes on your account straight away not like other cards Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.72 from 5643 reviews
Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub