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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

No fuss credit card

5
A credit card with no fuss. Easy and quick to apply, with favourable interest rates. A great way to build your credit score without getting into debt. Reviewed on: 7th April 2021
Stephen Clark's avatar
Stephen Clark

Very good to credit

5
I always recommend people use this. Reviewed on: 7th April 2021
alam_nub_bd@yahoo.com's avatar
[email protected]

Easy to use and very handy app

4
Used for a few months to help build my credit rating, easy to keep track of monies. Reviewed on: 7th April 2021
Matthew Burns's avatar
Matthew Burns

All lovely

5
I am happy with all my experience Reviewed on: 7th April 2021
Gabriela 's avatar
Gabriela

Amazing service amazing provider

5
Outstanding service , great user friendly app updates immediately with payments, available credit.fast and secure services wouldn't use anyone else Reviewed on: 7th April 2021
Jamie's avatar
Jamie

Yopa

5
Bang on great service needed help and they provided it Reviewed on: 7th April 2021
Gavin Smith's avatar
Gavin Smith

Good company

5
I've only had the card for 4 months now, I haven't had any problems with, would highly recommend to others Reviewed on: 7th April 2021
Joe's avatar
Joe

Excellent services

5
They provide good advice about my credit report - they are flexible with payments. The service is excellent- Reviewed on: 7th April 2021
Jennit's avatar
Jennit

Amazing

5
Zopa smart and easy to use. Great customers service. Reviewed on: 7th April 2021
Weeme's avatar
Weeme

Great little card

4
This credit card is great to get you back up and running or as an additional card. Zopa keep you updated with payments by email and with alerts regarding payments. Cannot fault the service thus far although I was a little sceptical to begin with with a company I hadn't heard of before. Good job Reviewed on: 7th April 2021
Mr G's avatar
Mr G

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