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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant service

App is fantastic, easy to contact great company Reviewed on: 7th April 2021

Great

I've been really pleased with the service so far. Reviewed on: 7th April 2021

Great card!

Safe and secure App... Easy to use.....Helped me in a time of need. Reviewed on: 7th April 2021

Great credit card

Great easy to understand and use app and credit card Reviewed on: 7th April 2021

Excellent service throughout

Excellent service from start of application and first class customer service Reviewed on: 7th April 2021

Quick and easy to use

Quick and easy to use card and when you put your repayment it's goes on your account straight away not like other cards Reviewed on: 7th April 2021

Fantastic

Apselutly brilliant no fuss noproblem the money was in my account with in hours that's what I call service thank you Reviewed on: 7th April 2021

My first credit card since rebuilding my credit rating

Zopa were the only company to offer me a card as I begin to rebuild my credit rating. They were very fair and it was easy to set up. The initial credit limit is manageable and the app is so simple. Reviewed on: 7th April 2021

Reliable

My zopa account is reliable and always gives me fast updates. I can keep on top of my finances. Reviewed on: 7th April 2021

Best card on market

Easy to apply and very quick response Reviewed on: 7th April 2021

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