Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Quick, Easy and Reliable

My experience with Zopa has been nothing but positive. The app is 11/10. Everything I need in the palm of my hand, literally! If I need to speak to an agent I can use the online chat function within the app. Well done to the team! Reviewed on: 7th April 2021

Easy app usage

Really easy app to manage your card. Very quick and easy application Reviewed on: 7th April 2021

Rapid response bank

The credit card is wonderful...low interest and immediate clearance of payments no waiting 2 days!!! Also customer service is reliable. Reviewed on: 7th April 2021

Great Card

Excellent interaction and excellent control - i have been very happy with this. Reviewed on: 7th April 2021

Easy and reliable

This is a great card to use for emergencies and is so easy to keep an eye on. It even tells you when it is used and helps me manage my finances. Thank you Reviewed on: 7th April 2021

Absolutely great

No fuss, great service, great company. Reviewed on: 7th April 2021

Quick, easy application

Manageable and easy application. Reviewed on: 7th April 2021

Card/customer care review

Simple and easy to use app with friendly customer care and understanding.A pressure free way to build credit and a source of a security blanket in these hard times. Reviewed on: 7th April 2021

Just easy

Everything is so easy East to apply Easy to use The app is spot on Just very helpful and easy to use ***** Reviewed on: 7th April 2021

Excellent and quick response to application

Good interest rates and app easy to set up and use. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.03 from 337 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
Aquis Card
from Vanquis 4.45 from 44 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub