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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick, easy application

Manageable and easy application. Reviewed on: 7th April 2021

Card/customer care review

Simple and easy to use app with friendly customer care and understanding.A pressure free way to build credit and a source of a security blanket in these hard times. Reviewed on: 7th April 2021

Just easy

Everything is so easy East to apply Easy to use The app is spot on Just very helpful and easy to use ***** Reviewed on: 7th April 2021

Excellent and quick response to application

Good interest rates and app easy to set up and use. Reviewed on: 7th April 2021

great bank

very honest bank and reliable.......................... Reviewed on: 7th April 2021

Easy to use and efficient

The app is user friendly and safe, with up to the minute recent activity, making it easy and reliable to keep on top of your balance. Reviewed on: 7th April 2021

Quality card

A fantastic service from start to finish. Card was received quickly and has been very easy to use and manage. Can’t recommended Zopa enough. Reviewed on: 7th April 2021

Amazing customer service and such am easy online service aswel.

Was accepted for a card and payments of interest aren't as high as other cards. By far the best card I have. Reviewed on: 7th April 2021

Amazing

Great provider, effortless experience Reviewed on: 7th April 2021

Superb

An easy uncomplicated card. The app is easy to use Reviewed on: 7th April 2021

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