Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44341)

Amazing customer service and such am easy online service aswel.

5
Was accepted for a card and payments of interest aren't as high as other cards. By far the best card I have. Reviewed on: 7th April 2021

Amazing

5
Great provider, effortless experience Reviewed on: 7th April 2021

Superb

5
An easy uncomplicated card. The app is easy to use Reviewed on: 7th April 2021

Great service!

5
I have no complaints, very happy for such a great service! Reviewed on: 7th April 2021

Excellent service

5
Easy to use and understand the zopa app Reviewed on: 7th April 2021

Excellent service

5
Easily manageable credit card with excellent service Reviewed on: 7th April 2021

Excellent credit card

5
I been using it from last few months and happy with it Reviewed on: 7th April 2021

Best Credit Card Company

5
Very personalised service, helpful, not pushy. Keep me updated regularly. Reviewed on: 7th April 2021

Great credit card

5
The card is brilliant... easy to use online and really up to date features.... Reviewed on: 7th April 2021

App is very good but a bit expensive

5
The Zopa app is very good but I find that the cost of credit is a bit high. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products