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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44341)

Does what it says on the tin

5
Straight forward, no hidden fees or gimmicks, straight up credit for all. Reviewed on: 7th April 2021
Eric B's avatar
Eric B

Excellent service

5
So simply to use, great customer services well recommended Reviewed on: 7th April 2021
Darren 's avatar
Darren

Professional,effective communication,up to date statements

5
Found process very straightforward,help available if needed.Up to date statements so can keep eye on account.Communication excellent.Overall fantastic customer service Reviewed on: 7th April 2021
Donna Fox's avatar
Donna Fox

Great help

5
I’ve got pretty bad credit and at a time like this when a lot of people are struggling, Zopa has been a great help to keep my head above water, thanks Reviewed on: 7th April 2021
Jimmy 39's avatar
Jimmy 39

First class service

5
On the ball with everything. Never any delays or unexpected surprises Reviewed on: 7th April 2021
Kevin Marriott 's avatar
Kevin Marriott

Excellent service

5
Quick and easy online app to use and payments shown immediately Reviewed on: 7th April 2021
Ann Pallas-bentley's avatar
Ann Pallas-bentley

Friendly, helpful and fluid service

5
Really easy application, ease of access through the app and points to help you improve your credit Reviewed on: 7th April 2021
Di Pomfrey's avatar
Di Pomfrey

Excellent SErvice

5
I have a credit card and a loan with ZOPA and have been very pleased with the service I have received Reviewed on: 7th April 2021
Frances Maguire's avatar
Frances Maguire

Rzetelna

5
Szybko, łatwo bez ukrytych kosztow Reviewed on: 7th April 2021
Jakub Nowak's avatar
Jakub Nowak

Great service

5
Great service, fast and efficient Reviewed on: 7th April 2021
Jennifer clarke's avatar
Jennifer clarke

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