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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great service!

5
I have no complaints, very happy for such a great service! Reviewed on: 7th April 2021
Diane Kinsella's avatar
Diane Kinsella

Excellent service

5
Easy to use and understand the zopa app Reviewed on: 7th April 2021
Peter clarricoates's avatar
Peter clarricoates

Excellent service

5
Easily manageable credit card with excellent service Reviewed on: 7th April 2021
dwaller28@outlook.com's avatar
[email protected]

Excellent credit card

5
I been using it from last few months and happy with it Reviewed on: 7th April 2021
dipen26@hotmail.co.uk's avatar
[email protected]

Best Credit Card Company

5
Very personalised service, helpful, not pushy. Keep me updated regularly. Reviewed on: 7th April 2021
JParkes's avatar
JParkes

Great credit card

5
The card is brilliant... easy to use online and really up to date features.... Reviewed on: 7th April 2021
john.mccabe34@yahoo.com's avatar
[email protected]

App is very good but a bit expensive

5
The Zopa app is very good but I find that the cost of credit is a bit high. Reviewed on: 7th April 2021
manutaffy@gmail.com's avatar
[email protected]

Does what it says on the tin

5
Straight forward, no hidden fees or gimmicks, straight up credit for all. Reviewed on: 7th April 2021
Eric B's avatar
Eric B

Excellent service

5
So simply to use, great customer services well recommended Reviewed on: 7th April 2021
Darren 's avatar
Darren

Professional,effective communication,up to date statements

5
Found process very straightforward,help available if needed.Up to date statements so can keep eye on account.Communication excellent.Overall fantastic customer service Reviewed on: 7th April 2021
Donna Fox's avatar
Donna Fox

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