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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great help

I’ve got pretty bad credit and at a time like this when a lot of people are struggling, Zopa has been a great help to keep my head above water, thanks Reviewed on: 7th April 2021

First class service

On the ball with everything. Never any delays or unexpected surprises Reviewed on: 7th April 2021

Excellent service

Quick and easy online app to use and payments shown immediately Reviewed on: 7th April 2021

Friendly, helpful and fluid service

Really easy application, ease of access through the app and points to help you improve your credit Reviewed on: 7th April 2021

Excellent SErvice

I have a credit card and a loan with ZOPA and have been very pleased with the service I have received Reviewed on: 7th April 2021

Rzetelna

Szybko, łatwo bez ukrytych kosztow Reviewed on: 7th April 2021

Great service

Great service, fast and efficient Reviewed on: 7th April 2021

Great service very helpful

Very professional, good customer service and great manners. They were there when I needed them. They tell it as it is.I will recommend my friends and also families Reviewed on: 7th April 2021

So far so good

Credit limit is a little low but great customer service Reviewed on: 7th April 2021

Amazing service

So trouble free clear website and easy to make oayments Reviewed on: 7th April 2021

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