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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,341 reviews, last reviewed 9th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply Easy to apply, great customer service and a clear and simple App. Reviewed on: 9th May 2026
Beverley 's avatar
Beverley

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44341)

Easy, informative, fabulous

5
This is the best card I have had, very informative very easy and just an overall easy card and app to use Reviewed on: 7th April 2021
Natalie rooney's avatar
Natalie rooney

Great

5
Zopa credit card are great they give you plenty of notice when a payment is due. Interest rates are good. Reviewed on: 7th April 2021
Wendy heath 's avatar
Wendy heath

Lovley bank

5
Lovley customer service,very profesional Reviewed on: 7th April 2021
Alin maria's avatar
Alin maria

Great service

5
The card and app are brilliant for helping to manage your money Reviewed on: 7th April 2021
Chrissie's avatar
Chrissie

Brilliant card

5
Easy application and very fast on arrival Reviewed on: 7th April 2021
Angela munsey's avatar
Angela munsey

Easy always inform what you can improve on to get better credit

5
Gave me chance when my credit was not doing well Reviewed on: 7th April 2021
Gervase little's avatar
Gervase little

Easy to apply

5
So easy to apply done in a couple of minutes. And a decision straight away. You can see exactly what you have spent and where you have spent it. Reviewed on: 7th April 2021
Joanne smith's avatar
Joanne smith

Perfect

5
Easy process from start to finish. The app is also very user friendly. I couldn’t praise them more if I tried. Thank you Zopa Reviewed on: 7th April 2021
Carl's avatar
Carl

Quick and easy to use

5
Zopa is a quick and easy credit card with a great app that keeps you updated really well Reviewed on: 7th April 2021
Martin Wheat's avatar
Martin Wheat

Great service

5
Card arrived very quick. Like the overall service.. Reviewed on: 7th April 2021
Furkan Malik's avatar
Furkan Malik

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