Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service quick response

Easiest card to apply quick results would recommend Reviewed on: 7th April 2021

Easy and affordable

Easy to use and low charges. Love it Reviewed on: 7th April 2021

Amazing

Brilliant service .highly recommend Reviewed on: 7th April 2021

Great app. Great communication

The app is very easy accessible. Communication is promt and always upto date. Reviewed on: 7th April 2021

Easy to use App

Very easy to navigate the app and using the card is easy and safe ! Reviewed on: 7th April 2021

The best

With Zopa I had a very good experience . Is the best Reviewed on: 7th April 2021

Credit card

Had no problem with getting the credit card Reviewed on: 7th April 2021

Easy, informative, fabulous

This is the best card I have had, very informative very easy and just an overall easy card and app to use Reviewed on: 7th April 2021

Great

Zopa credit card are great they give you plenty of notice when a payment is due. Interest rates are good. Reviewed on: 7th April 2021

Lovley bank

Lovley customer service,very profesional Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fluid Credit Card
from NewDay 3.61 from 105 reviews
Credit card
from Debenhams 3.73 from 14 reviews
Cashback Plus Credit Card
from NatWest 4.53 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub