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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use App

Very easy to navigate the app and using the card is easy and safe ! Reviewed on: 7th April 2021

The best

With Zopa I had a very good experience . Is the best Reviewed on: 7th April 2021

Credit card

Had no problem with getting the credit card Reviewed on: 7th April 2021

Easy, informative, fabulous

This is the best card I have had, very informative very easy and just an overall easy card and app to use Reviewed on: 7th April 2021

Great

Zopa credit card are great they give you plenty of notice when a payment is due. Interest rates are good. Reviewed on: 7th April 2021

Lovley bank

Lovley customer service,very profesional Reviewed on: 7th April 2021

Great service

The card and app are brilliant for helping to manage your money Reviewed on: 7th April 2021

Brilliant card

Easy application and very fast on arrival Reviewed on: 7th April 2021

Easy always inform what you can improve on to get better credit

Gave me chance when my credit was not doing well Reviewed on: 7th April 2021

Easy to apply

So easy to apply done in a couple of minutes. And a decision straight away. You can see exactly what you have spent and where you have spent it. Reviewed on: 7th April 2021

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