Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Great service

5
The card and app are brilliant for helping to manage your money Reviewed on: 7th April 2021
Chrissie's avatar
Chrissie

Brilliant card

5
Easy application and very fast on arrival Reviewed on: 7th April 2021
Angela munsey's avatar
Angela munsey

Easy always inform what you can improve on to get better credit

5
Gave me chance when my credit was not doing well Reviewed on: 7th April 2021
Gervase little's avatar
Gervase little

Easy to apply

5
So easy to apply done in a couple of minutes. And a decision straight away. You can see exactly what you have spent and where you have spent it. Reviewed on: 7th April 2021
Joanne smith's avatar
Joanne smith

Perfect

5
Easy process from start to finish. The app is also very user friendly. I couldn’t praise them more if I tried. Thank you Zopa Reviewed on: 7th April 2021
Carl's avatar
Carl

Quick and easy to use

5
Zopa is a quick and easy credit card with a great app that keeps you updated really well Reviewed on: 7th April 2021
Martin Wheat's avatar
Martin Wheat

Great service

5
Card arrived very quick. Like the overall service.. Reviewed on: 7th April 2021
Furkan Malik's avatar
Furkan Malik

Great Card My Favourite

5
Great card my personal favourite - instant receipts-instant updates to your balance when you make a payments...it’s those small things that make it “Stand Out” from the others.. Reviewed on: 7th April 2021
probinson660@hotmail.co.uk's avatar
[email protected]

Love Zopa

5
Zopa have given me a chance and an opportunity to build my credit, they are forward thinking and fair. They do what they say they will and listen when you need them! Reviewed on: 7th April 2021
lynsey williams's avatar
lynsey williams

Good service

5
Reasonable rate ................... Reviewed on: 7th April 2021
S Zaidi's avatar
S Zaidi

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill