Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Love Zopa

Zopa have given me a chance and an opportunity to build my credit, they are forward thinking and fair. They do what they say they will and listen when you need them! Reviewed on: 7th April 2021

Good service

Reasonable rate ................... Reviewed on: 7th April 2021

Easy and reliable

Love this bank so reliable and easy you know exactly where you are with it Reviewed on: 7th April 2021

Such a great credit card with easy to use and guide on the online app

5stars from me such a good credit card and easy to use online banking Reviewed on: 7th April 2021

Apsoflogginglutely fabulous

Fantastic card and company very easy to understand and use it’s a yes Reviewed on: 7th April 2021

Easy to use

I love the app, as it lets you control what you can use your card for, for example i can set it so I can’t use it on any gambling sites Reviewed on: 7th April 2021

hhkoseoglu62

Excellent Card great customer service I’m glad to be with Zopa Reviewed on: 7th April 2021

Absolutely awesome service

Quick and easy to use and understand and the customer service is and respone are 10 out of 10. I would highly recommend them. Reviewed on: 7th April 2021

Convenient banking

Excellent service and easy application for card use Reviewed on: 7th April 2021

Out of this world

Very informative, tells you how much you have spent and how much you have remaining in a email straight after a purchase. Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Credit card
from The Co-operative Bank 2.86 from 35 reviews
Classic Extra Card
from Capital One 3.36 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub