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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy and reliable

Love this bank so reliable and easy you know exactly where you are with it Reviewed on: 7th April 2021

Such a great credit card with easy to use and guide on the online app

5stars from me such a good credit card and easy to use online banking Reviewed on: 7th April 2021

Apsoflogginglutely fabulous

Fantastic card and company very easy to understand and use it’s a yes Reviewed on: 7th April 2021

Easy to use

I love the app, as it lets you control what you can use your card for, for example i can set it so I can’t use it on any gambling sites Reviewed on: 7th April 2021

hhkoseoglu62

Excellent Card great customer service I’m glad to be with Zopa Reviewed on: 7th April 2021

Absolutely awesome service

Quick and easy to use and understand and the customer service is and respone are 10 out of 10. I would highly recommend them. Reviewed on: 7th April 2021

Convenient banking

Excellent service and easy application for card use Reviewed on: 7th April 2021

Out of this world

Very informative, tells you how much you have spent and how much you have remaining in a email straight after a purchase. Reviewed on: 7th April 2021

Great provider

Great experience. Good clear communication Reviewed on: 7th April 2021

Great service in every way.

Zopa have done all they promised and been totally professional in every way Reviewed on: 7th April 2021

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