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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Perfect

Easy process from start to finish. The app is also very user friendly. I couldn’t praise them more if I tried. Thank you Zopa Reviewed on: 7th April 2021

Quick and easy to use

Zopa is a quick and easy credit card with a great app that keeps you updated really well Reviewed on: 7th April 2021

Great service

Card arrived very quick. Like the overall service.. Reviewed on: 7th April 2021

Great Card My Favourite

Great card my personal favourite - instant receipts-instant updates to your balance when you make a payments...it’s those small things that make it “Stand Out” from the others.. Reviewed on: 7th April 2021

Love Zopa

Zopa have given me a chance and an opportunity to build my credit, they are forward thinking and fair. They do what they say they will and listen when you need them! Reviewed on: 7th April 2021

Good service

Reasonable rate ................... Reviewed on: 7th April 2021

Easy and reliable

Love this bank so reliable and easy you know exactly where you are with it Reviewed on: 7th April 2021

Such a great credit card with easy to use and guide on the online app

5stars from me such a good credit card and easy to use online banking Reviewed on: 7th April 2021

Apsoflogginglutely fabulous

Fantastic card and company very easy to understand and use it’s a yes Reviewed on: 7th April 2021

Easy to use

I love the app, as it lets you control what you can use your card for, for example i can set it so I can’t use it on any gambling sites Reviewed on: 7th April 2021

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