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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

easy to use very friendly

so easy to manage your account very helpful Reviewed on: 7th April 2021

Great card.

Great card, always helpful and good for keeping tract all all your money. Reviewed on: 7th April 2021

Good

Credit scoring could be better. App is easy to use Reviewed on: 7th April 2021

caring

a more caring financial company than usual and very helpful Reviewed on: 7th April 2021

Amazing app. Easy to use and configure.

Easy to make payments and keep in control of your finances. Reviewed on: 7th April 2021

Soooooo Simple!

Great App, simple to use & informative... highly recommended! Reviewed on: 7th April 2021

I have had a credit card with Zopa

They are very good, they keep me updated with my borrowing power and also when I my payment is due Reviewed on: 7th April 2021

Have I won now ?

Show me the monies lol please that's would be much appreciated,thank you Reviewed on: 7th April 2021

Excellent

Very easy to make payments and keep track of what you spend and very easy payments to get you back on your feet Reviewed on: 7th April 2021

Amazing Zopa card!

Very well explained, amazing customer service!! I would really recommend. Reviewed on: 7th April 2021

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