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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43096 reviews)

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4.94

Based on 43,096 reviews, last reviewed 7th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very well managed company Very secure and will managed company Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43096)

Just fab , easy to apply and use and set up payments

Easy to use and to arrange paying back , it sets up auto payments so no need to worry about forgetting Reviewed on: 15th February 2021

Top card

Great card easy to use pay card off and money is on the card rght away Reviewed on: 15th February 2021

Fantastic

Easy to use. Kept informed of transactions so cheeky fees don’t creep up on you Reviewed on: 15th February 2021

Gave me a chance to redeem my credit score

I was thrilled to be accepted to build my credit score. To give me a safety net for emergency funds. The whole process has been seemless. I have gained my self respect back. Reviewed on: 15th February 2021

Easy

Accurate and Affordable very real Reviewed on: 15th February 2021

Great service

Zopa is a company that takes custoner service seriously. Reviewed on: 15th February 2021

Best card

Best credit card I’ve had if you have a problem and ring up they are so polite and very helpful Reviewed on: 15th February 2021

Very friendly service understand

Best customer service deal with u complaint stright away wouldn't go anywhere else Reviewed on: 15th February 2021

Brilliant

Great satisfaction good customer service when my add went down resolved the issues quickly Reviewed on: 15th February 2021

I like zopa

Is easy whit zopa every where,I really like so much is quick and efficent Reviewed on: 15th February 2021

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

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Zopa: Credit card reviews

273900% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Credit card now

Best credit card provider 2025

Zopa Credit card reviews (43096)

Just fab , easy to apply and use and set up payments

Top card

Fantastic

Gave me a chance to redeem my credit score

Easy

Great service

Best card

Very friendly service understand

Brilliant

I like zopa

Review Zopa: Credit card now

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