Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Card

Quick and easy to use and great for when you need it Reviewed on: 7th April 2021

Brilliant

Very quick and easy to use and have had no problems Reviewed on: 7th April 2021

Brilliant company well done

Thank you for expecting me very good reviews Reviewed on: 7th April 2021

Straight forward

Straightforward, quick and no hassle Reviewed on: 7th April 2021

easy to use very friendly

so easy to manage your account very helpful Reviewed on: 7th April 2021

Great card.

Great card, always helpful and good for keeping tract all all your money. Reviewed on: 7th April 2021

Good

Credit scoring could be better. App is easy to use Reviewed on: 7th April 2021

caring

a more caring financial company than usual and very helpful Reviewed on: 7th April 2021

Amazing app. Easy to use and configure.

Easy to make payments and keep in control of your finances. Reviewed on: 7th April 2021

Soooooo Simple!

Great App, simple to use & informative... highly recommended! Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Credit card
from Zempler Bank 4.83 from 5821 reviews
Clear Rate Platinum credit card (discontinued)
from NatWest 3.91 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub