Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

Credit scoring could be better. App is easy to use Reviewed on: 7th April 2021

caring

a more caring financial company than usual and very helpful Reviewed on: 7th April 2021

Amazing app. Easy to use and configure.

Easy to make payments and keep in control of your finances. Reviewed on: 7th April 2021

Soooooo Simple!

Great App, simple to use & informative... highly recommended! Reviewed on: 7th April 2021

I have had a credit card with Zopa

They are very good, they keep me updated with my borrowing power and also when I my payment is due Reviewed on: 7th April 2021

Have I won now ?

Show me the monies lol please that's would be much appreciated,thank you Reviewed on: 7th April 2021

Excellent

Very easy to make payments and keep track of what you spend and very easy payments to get you back on your feet Reviewed on: 7th April 2021

Amazing Zopa card!

Very well explained, amazing customer service!! I would really recommend. Reviewed on: 7th April 2021

Yes yes yes

Never bean more satisfied whit financials services Reviewed on: 7th April 2021

Great service , easy to use apps

I have founc this very to ease and controllable and its easy to set up payments Reviewed on: 7th April 2021

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub