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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Yes yes yes

Never bean more satisfied whit financials services Reviewed on: 7th April 2021

Great service , easy to use apps

I have founc this very to ease and controllable and its easy to set up payments Reviewed on: 7th April 2021

Fab-u-lous Darlings!

Excellent App - Excellent response time to emails- Excellent fast credit of payments - Excellent easy to use and understand their business model! I wish I had found them earlier!! Reviewed on: 7th April 2021

Very easy to deal with app is easy too

Very easy to deal with understand and always hapoy to help Reviewed on: 7th April 2021

Excellent service

Excellent service easy to use app keeps track of my money Reviewed on: 7th April 2021

Fantastic service

Customer service is fantastic And very helpful Nothing is to much trouble would highly recommend this service to everyone Reviewed on: 7th April 2021

Brilliant

Quick and easy and helpful good experience Reviewed on: 7th April 2021

Absolutely fantastic company

I’ve never experienced difficulties but know if I am Zopa will support me no matter what. Reviewed on: 7th April 2021

Excellent and straightforward

Very easy to use App covers all you need. Very happy Reviewed on: 7th April 2021

Great service

I have banked with Zopa for about 6 months now. They’re application process is easy and hassle free. They have a fantastic app that alerts you to transactions, you can set up a direct debit or pay directly though the app. I can say I’ve never had a problem with them at all Reviewed on: 7th April 2021

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