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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fab-u-lous Darlings!

Excellent App - Excellent response time to emails- Excellent fast credit of payments - Excellent easy to use and understand their business model! I wish I had found them earlier!! Reviewed on: 7th April 2021

Very easy to deal with app is easy too

Very easy to deal with understand and always hapoy to help Reviewed on: 7th April 2021

Excellent service

Excellent service easy to use app keeps track of my money Reviewed on: 7th April 2021

Fantastic service

Customer service is fantastic And very helpful Nothing is to much trouble would highly recommend this service to everyone Reviewed on: 7th April 2021

Brilliant

Quick and easy and helpful good experience Reviewed on: 7th April 2021

Absolutely fantastic company

I’ve never experienced difficulties but know if I am Zopa will support me no matter what. Reviewed on: 7th April 2021

Excellent and straightforward

Very easy to use App covers all you need. Very happy Reviewed on: 7th April 2021

Great service

I have banked with Zopa for about 6 months now. They’re application process is easy and hassle free. They have a fantastic app that alerts you to transactions, you can set up a direct debit or pay directly though the app. I can say I’ve never had a problem with them at all Reviewed on: 7th April 2021

Great credit card

Brilliant provider Great app Total control of your card and finance Reviewed on: 7th April 2021

Life saver

I apply to this card when I was in a real struggle due to Covid And it saved my life, very easy to use very easy to manage I’ve had no problems at all Reviewed on: 7th April 2021

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