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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

I have had a credit card with Zopa

They are very good, they keep me updated with my borrowing power and also when I my payment is due Reviewed on: 7th April 2021

Have I won now ?

Show me the monies lol please that's would be much appreciated,thank you Reviewed on: 7th April 2021

Excellent

Very easy to make payments and keep track of what you spend and very easy payments to get you back on your feet Reviewed on: 7th April 2021

Amazing Zopa card!

Very well explained, amazing customer service!! I would really recommend. Reviewed on: 7th April 2021

Yes yes yes

Never bean more satisfied whit financials services Reviewed on: 7th April 2021

Great service , easy to use apps

I have founc this very to ease and controllable and its easy to set up payments Reviewed on: 7th April 2021

Fab-u-lous Darlings!

Excellent App - Excellent response time to emails- Excellent fast credit of payments - Excellent easy to use and understand their business model! I wish I had found them earlier!! Reviewed on: 7th April 2021

Very easy to deal with app is easy too

Very easy to deal with understand and always hapoy to help Reviewed on: 7th April 2021

Excellent service

Excellent service easy to use app keeps track of my money Reviewed on: 7th April 2021

Fantastic service

Customer service is fantastic And very helpful Nothing is to much trouble would highly recommend this service to everyone Reviewed on: 7th April 2021

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