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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great credit card

Brilliant provider Great app Total control of your card and finance Reviewed on: 7th April 2021

Life saver

I apply to this card when I was in a real struggle due to Covid And it saved my life, very easy to use very easy to manage I’ve had no problems at all Reviewed on: 7th April 2021

Brilliant!

Easy to apply and easy to understand when payments are due. Good layout. Reviewed on: 7th April 2021

Great

Great account to rebuild credit etc Reviewed on: 7th April 2021

Great Card

Easy to apply for good rates and app is great too Reviewed on: 7th April 2021

Very friendly

Very easy to use card and friendly and understanding and polite customer service Reviewed on: 7th April 2021

Fantastic product,app, and customer service

Zopa is a simple to use product with it’s app and customer friendly experience. Even payments are easy and fast. Once it joins Apple Pay it will be even better. Reviewed on: 7th April 2021

Brilliant

Zopa gave me a card when no one else would. I will always be grateful for that and definitely recommend them Reviewed on: 7th April 2021

Great bank

Great app easy to use and great bank Reviewed on: 7th April 2021

Ideal easy to use app

App keeps you in total control. Would recommend Reviewed on: 7th April 2021

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