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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43058 reviews)

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4.94

Based on 43,058 reviews, last reviewed 7th Mar 2026

270300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I struggled with credit for a long time. I struggled with credit for a long time. Zopa have been amazing and helped when no one else would. I definitely recommend you give them a try Reviewed on: 7th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43058)

It was easy step by to apply for the credit card no harralse they have accepted me twice

I have applied twice but change my mind first time applying I was abit scare to reapply seconds time on good news I try again thry accept me I m. Thankful Reviewed on: 15th February 2021

The best

I have three word “easy to use”. Reviewed on: 15th February 2021

A great app

Nice and easy to use and find how much you have left and spent Reviewed on: 15th February 2021

So straightforward!

The app is so convenient and the card arrived swiftly. Everything about this made it a pleasant experience! Reviewed on: 15th February 2021

super fast

Credit approval was very quick and the credit card came in 3 days. Reviewed on: 15th February 2021

Up-to-date

It's been the best credit card I've had so far. Reviewed on: 15th February 2021

Service

Quick and simple service . Easy to get and prompt delivery Reviewed on: 15th February 2021

Very friendly account

So far so good never any issues or problems Reviewed on: 15th February 2021

Fantastic

Everything about this company is great. The application process through to using my account was smooth and uncomplicated! I love the app as it let's me control all aspects of my account and let's me keep track of my spending! Reviewed on: 15th February 2021

The only card you need

Easy, simple and fast decision, well recommended Reviewed on: 15th February 2021

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