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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 43,027 reviews, last reviewed 7th Mar 2026
267300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good credit card service Very good customer service and the app is really easy to use. Reviewed on: 7th March 2026
John H's avatar
John H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43027)

Given a chance thank you

5
Zopa give me the chance to be respected credit goes to this company great app easy to navigate Reviewed on: 15th February 2021
Gary brown's avatar
Gary brown

Great card

5
Great service. Good rates. Easy to use app. Good all round! Reviewed on: 15th February 2021
fkayling94@googlemail.com's avatar
[email protected]

Excellent

5
Very good apr % easy to apply easy app to add to your phone and very good lay out Reviewed on: 15th February 2021
Leslie isteed's avatar
Leslie isteed

Fab service

5
Always people online to help through live chats. Great communication and responsible lending. I love Zopa Reviewed on: 15th February 2021
Leanne's avatar
Leanne

Fab credit card

5
Low credit limit. Really easy to use app. Reviewed on: 15th February 2021
Jodie's avatar
Jodie

Friendly

5
Such an easy choice to make and so far very friendly and helpful with anything. App updates to my account make it easy to see where I am Reviewed on: 15th February 2021
Steven's avatar
Steven

Just simply brilliant

5
An amazing caring company amazing customer care superb Reviewed on: 15th February 2021
Annie's avatar
Annie

A helpful company with an honest approach

5
Happy with service from the start Reviewed on: 15th February 2021
Adam's avatar
Adam

Outstanding Customer Service

5
The application process was so simple, took a matter of minutes to have my account set up. Card arrived in 3 days, the app is excellent, and when I needed help regarding a transaction the customer care was fantastic, I would definitely recommend Zopa to friends, family and colleagues! Reviewed on: 15th February 2021
Johnnyjoshuaturner@outlook.com's avatar
[email protected]

Style with a smile

5
Easy to join, great informative app and card is different in design which makes a change Reviewed on: 15th February 2021
stefan's avatar
stefan

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