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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Brilliant

Quick and easy and helpful good experience Reviewed on: 7th April 2021

Absolutely fantastic company

I’ve never experienced difficulties but know if I am Zopa will support me no matter what. Reviewed on: 7th April 2021

Excellent and straightforward

Very easy to use App covers all you need. Very happy Reviewed on: 7th April 2021

Great service

I have banked with Zopa for about 6 months now. They’re application process is easy and hassle free. They have a fantastic app that alerts you to transactions, you can set up a direct debit or pay directly though the app. I can say I’ve never had a problem with them at all Reviewed on: 7th April 2021

Great credit card

Brilliant provider Great app Total control of your card and finance Reviewed on: 7th April 2021

Life saver

I apply to this card when I was in a real struggle due to Covid And it saved my life, very easy to use very easy to manage I’ve had no problems at all Reviewed on: 7th April 2021

Brilliant!

Easy to apply and easy to understand when payments are due. Good layout. Reviewed on: 7th April 2021

Great

Great account to rebuild credit etc Reviewed on: 7th April 2021

Great Card

Easy to apply for good rates and app is great too Reviewed on: 7th April 2021

Very friendly

Very easy to use card and friendly and understanding and polite customer service Reviewed on: 7th April 2021

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