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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Number 1

The application was easy, the App is brilliant and keeps me on track of my spending and it’s a stylish looking card Reviewed on: 7th April 2021

Excellent

Easy to use good service always letting you know what’s spent and paid Reviewed on: 7th April 2021

Reliable and trustworthy

Responsible lender. Gives a reasonable limit and good rates. Super fast updates ad friendly user app Reviewed on: 7th April 2021

Excellent service

Easy to understand and use best I have ever encountered Reviewed on: 7th April 2021

A modern day card

A card that meets your needs, easy to manage and operates how you need a card t operate in this day and age! Reviewed on: 7th April 2021

Perfect credit card

Great experience with this card customer service great as well Reviewed on: 7th April 2021

Good

Very good bank work....very good rates on creditcards,and also bank app works really good Reviewed on: 7th April 2021

No issues

I have had my card for a few months, no issues credit is an easy manageable amount Reviewed on: 7th April 2021

Easy apply

Very happy with zopa, it was easy to apply, and not had any problems with them Reviewed on: 7th April 2021

Very happy with service so far

I have had no issues with the app, my credit card and have been really satisfied with the service received. Thank you Reviewed on: 7th April 2021

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