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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant!

Easy to apply and easy to understand when payments are due. Good layout. Reviewed on: 7th April 2021

Great

Great account to rebuild credit etc Reviewed on: 7th April 2021

Great Card

Easy to apply for good rates and app is great too Reviewed on: 7th April 2021

Very friendly

Very easy to use card and friendly and understanding and polite customer service Reviewed on: 7th April 2021

Fantastic product,app, and customer service

Zopa is a simple to use product with it’s app and customer friendly experience. Even payments are easy and fast. Once it joins Apple Pay it will be even better. Reviewed on: 7th April 2021

Brilliant

Zopa gave me a card when no one else would. I will always be grateful for that and definitely recommend them Reviewed on: 7th April 2021

Great bank

Great app easy to use and great bank Reviewed on: 7th April 2021

Ideal easy to use app

App keeps you in total control. Would recommend Reviewed on: 7th April 2021

Number 1

The application was easy, the App is brilliant and keeps me on track of my spending and it’s a stylish looking card Reviewed on: 7th April 2021

Excellent

Easy to use good service always letting you know what’s spent and paid Reviewed on: 7th April 2021

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