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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Fantastic product,app, and customer service

Zopa is a simple to use product with it’s app and customer friendly experience. Even payments are easy and fast. Once it joins Apple Pay it will be even better. Reviewed on: 7th April 2021

Brilliant

Zopa gave me a card when no one else would. I will always be grateful for that and definitely recommend them Reviewed on: 7th April 2021

Great bank

Great app easy to use and great bank Reviewed on: 7th April 2021

Ideal easy to use app

App keeps you in total control. Would recommend Reviewed on: 7th April 2021

Number 1

The application was easy, the App is brilliant and keeps me on track of my spending and it’s a stylish looking card Reviewed on: 7th April 2021

Excellent

Easy to use good service always letting you know what’s spent and paid Reviewed on: 7th April 2021

Reliable and trustworthy

Responsible lender. Gives a reasonable limit and good rates. Super fast updates ad friendly user app Reviewed on: 7th April 2021

Excellent service

Easy to understand and use best I have ever encountered Reviewed on: 7th April 2021

A modern day card

A card that meets your needs, easy to manage and operates how you need a card t operate in this day and age! Reviewed on: 7th April 2021

Perfect credit card

Great experience with this card customer service great as well Reviewed on: 7th April 2021

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