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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Helpful, friendly and highly recommended

Zopa have always been a great help. My credit rating hasn’t always been great but they are helping me to improve this Reviewed on: 7th April 2021

Excellent Credit Card and App

Excellent app that allows you to manage your account and possibly improve your credit score Reviewed on: 7th April 2021

Straight forward

Easy to understand app and fast service when you contact them :) Reviewed on: 7th April 2021

Payments

When you make a payment it shows in your account almost immediately Reviewed on: 7th April 2021

Brilliant bank

Nice, quick and simple to use which is what you need in your busy day to day life style. Reviewed on: 7th April 2021

Excellent

Loan and credit card. Both very easy to manage: pay off early Staff always helpful. App very easy to use Reviewed on: 7th April 2021

Great company

I was looking for a credit card to help build my credit score, Zola accepted me and if December and my credit score is slowly coming together now. So thanks Zopa Reviewed on: 7th April 2021

The most understanding company

Truly the best and most empathetic credit card company I have ever come across Reviewed on: 7th April 2021

Great app

Great app with great credit card features. Reviewed on: 6th April 2021

You can bank on Zopa!!

Fantastic APR and also fantastic customer service I see this company going from strength to strength and I am Very proud to be a customer. Reviewed on: 5th April 2021

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