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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

I have got a decent credit limit.

I have got a decent credit limit. Zopa has excellent customer service. Reviewed on: 26th April 2025

Good company definitely recommend

Great service and great company excellent customer service and always there if need help, love the credit card, always kept payments upto date and the interest rates is very good Reviewed on: 26th April 2025

Professional, helpful and always there

Always helpful and polite on the phone. Professional approach on every occasion. Credit limit increases have been sustainable so always manageable too. App is really good too. Thanks for being there when I need you! Reviewed on: 26th April 2025

Easy to use linked with the app and good customer se...

Easy to use linked with the app and good customer service Reviewed on: 26th April 2025

I have a very good experience with Zopa credit card.

I have a very good experience with Zopa credit card. Reviewed on: 26th April 2025

Professional, straightforward, customer friendly

Professional, straightforward, customer friendly Reviewed on: 26th April 2025

Good all round experience.

Good all round experience. Customer service also quick Reviewed on: 26th April 2025

Excellent card

Had my Zoopla card to build my credit had it over a year now and my experience has been brilliant will definitely be keeping this card Reviewed on: 26th April 2025

Zopa are very good , and very informative on there p...

Zopa are very good , and very informative on there products.. staff are so helpful Reviewed on: 26th April 2025

Great company

They make everything simple and understandable Reviewed on: 26th April 2025

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