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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,319 reviews, last reviewed 8th Mar 2026
147550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never had any problems with zopa and it’s ver... I have never had any problems with zopa and it’s very easy to pay via the app. Fantastic card no problems whatsoever. Reviewed on: 8th March 2026
Gaynor Johnson's avatar
Gaynor Johnson

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43319)

Excellent service

5
Excellent service no hassle straightforward and simple Reviewed on: 15th February 2021
Marc hughes 's avatar
Marc hughes

Easy to use

5
Exactly what it says on the tin Reviewed on: 15th February 2021
chris.davis79@live.co.uk's avatar
[email protected]

Easy and straightforward

5
Never had any problems, their app works very well . Reviewed on: 15th February 2021
Marcelo Prado's avatar
Marcelo Prado

Great Card Great service!

5
Easy to setup, app is simple and has all the information I need. It keeps me on track and notifies me when I make payments and tells me my balance. Reviewed on: 15th February 2021
James Mottershead's avatar
James Mottershead

Handy credit card

5
Ideal credit card, you know when you have spent as you get an instant alert from the app! Easy to understand and easy to use Reviewed on: 15th February 2021
Lisa kmet's avatar
Lisa kmet

Easy to use

5
Very good and nice card really enjoy using the app and like that I can view pin Reviewed on: 15th February 2021
joel.clark@bt.com's avatar
[email protected]

Good

4
Really good credit card so far so good Reviewed on: 15th February 2021
Samira's avatar
Samira

Awesomness

5
Flexible, well-designed, priceless Reviewed on: 3rd February 2021
Wieslaw's avatar
Wieslaw

Super cool looking card and a super cool looking app!

5
Best mobile credit card app and aesthetically the best credit card out there in the market Reviewed on: 3rd February 2021
Fahad Khan's avatar
Fahad Khan

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