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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great

5
Straight forward credit card no hidden fees etc Reviewed on: 25th February 2021
CAP's avatar
CAP

Easy to use great app

5
No issues at all. Whole process was seamless. App is really good. Good to be back building up again Reviewed on: 25th February 2021
stuart_adderley@hotmail.com's avatar
[email protected]

Superb

5
Zopa,so easy to follow transactions,I am kept well informed of spending at all times,superb service,up to date notifications,in one word BRILLIANT Reviewed on: 24th February 2021
Martin Boyack's avatar
Martin Boyack

Excellent customer service

5
Very straight forward to deal with,very transparent and customer focused. Reviewed on: 24th February 2021
studoc1971@gmail.com's avatar
[email protected]

Excellent service

5
Easy to apply and excellent service. All the information you need on the brilliant app.. Will recommend Zopa to my family and friends. Reviewed on: 24th February 2021
Suedee1's avatar
Suedee1

Great credit card

5
This is a great credit card and credit builder ! Fast response and easy to understand , would highly recommend Reviewed on: 23rd February 2021
Deborah Harris's avatar
Deborah Harris

All painless

5
From the application for a card to receiving it was very fast and painless Reviewed on: 22nd February 2021
Mark's avatar
Mark

Very straightforward

5
This card is very easy to use. I get a balance email every time I use it. Reviewed on: 21st February 2021
Rob Elton's avatar
Rob Elton

Best Choice

5
Outstanding service, easy to use app. Best choice I made when selecting which card to opt for. Reviewed on: 21st February 2021
crsmith's avatar
crsmith

No hassle credit

5
Brilliant company. Easy to apply and great customer service. Great range of products and apps for iOS and android. Highly recommend. Reviewed on: 21st February 2021
Thomas's avatar
Thomas

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