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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very straightforward

This card is very easy to use. I get a balance email every time I use it. Reviewed on: 21st February 2021

Best Choice

Outstanding service, easy to use app. Best choice I made when selecting which card to opt for. Reviewed on: 21st February 2021

No hassle credit

Brilliant company. Easy to apply and great customer service. Great range of products and apps for iOS and android. Highly recommend. Reviewed on: 21st February 2021

Helpful and easy to manage

Only credit card people willing to give me a chance. Find the app very useful and the tools to manage money and payments helpful Reviewed on: 20th February 2021

Zopa topa

Recently joined as a new customer and proved to be a straightforward and simple process. Highly recommended Reviewed on: 20th February 2021

Convenient

Zopa have managed to put other credit card providers to shame in terms of ease of use and quality of the app, everything is fast seamless and the customer service is good. Reviewed on: 20th February 2021

Brilliant Service

I have used my card twice now and it was very easy and extremely safe. I like the fact that I had to receive a text with a code to finalise payment which gave me an added sense of security. Reviewed on: 20th February 2021

Great service

Have only be with them for few months but great company to deal with Reviewed on: 20th February 2021

No hassle, and a great app

I like that this is a no hassle credit card, the app is great and allows a lot of control. Reviewed on: 20th February 2021

Easy application

Easy to apply,application form easy to follow,great customer service Reviewed on: 19th February 2021

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