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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Mr mohammed

5
Very very good service,easy to pay Overall such a nice service Reviewed on: 19th February 2021
Mohammed radeluddin's avatar
Mohammed radeluddin

Perfect

5
Never had any problems perfect for raising your credit score,nice little card to have,thank you Reviewed on: 19th February 2021
John's avatar
John

Absolutely Brilliant Credit Card

5
I have had nothing but a breeze with Zopa, I honestly wouldn’t get a card with anyone else! Reviewed on: 19th February 2021
Kian Middleton's avatar
Kian Middleton

Great new card !

5
Loving the new card from a competitive lender ! Reviewed on: 19th February 2021
itsgaryh@icloud.com's avatar
[email protected]

Best Credit card ever

5
Everything done on my phone and it notifies me every time i make a purchase, Just so easy to manage Reviewed on: 19th February 2021
Terry Lunt's avatar
Terry Lunt

Customer comes first

5
Fantastic, Honest and simple to use Reviewed on: 19th February 2021
ken Mafrvu's avatar
ken Mafrvu

Very good

5
I'm glad I can use a credit card. Thank you very much. Reviewed on: 19th February 2021
Johana's avatar
Johana

Very good

5
Very easy to use and to follow as I dont find it easy to read Reviewed on: 18th February 2021
Paula's avatar
Paula

App is very straight forward, credit limit is manageable.

5
Zopa is modern and the app is very user friendly. Highly recommended due to ease of access and security. The card is nice and i like the no numbers on front of the card. Reviewed on: 18th February 2021
Alan rea's avatar
Alan rea

Zopa 10/10

5
Easy to use App, excellent customer service Would recommend to anyone Reviewed on: 18th February 2021
Dean Collins's avatar
Dean Collins

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