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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very good

Very easy to use and to follow as I dont find it easy to read Reviewed on: 18th February 2021

App is very straight forward, credit limit is manageable.

Zopa is modern and the app is very user friendly. Highly recommended due to ease of access and security. The card is nice and i like the no numbers on front of the card. Reviewed on: 18th February 2021

Zopa 10/10

Easy to use App, excellent customer service Would recommend to anyone Reviewed on: 18th February 2021

Awesome

The best !! Quick, simple, smart Reviewed on: 18th February 2021

Soo simple!

The Zopa credit card is easy to use, access and it even gives you money saving insights and how to build your credit! The app is also very easy to manage and if you have any queries they get back to you very quick! : ) definitely recommend!! 100% Reviewed on: 18th February 2021

Brilliant card

Easy to use, easy app to use. Easy to pay money onto each month. Easy to check your balance. Reviewed on: 18th February 2021

Would definitely recommend!...

Really love this credit card. The app is a bonus too, really easy to navigate. I like that it gives me monthly updates too, and let’s me know my borrowing power Reviewed on: 18th February 2021

No fuss credit facility

Easy to apply, fast response, great app, easy and clear what you are spending. Reviewed on: 18th February 2021

Happy

Im very happy with this card options Reviewed on: 18th February 2021

ZOPA

They are very easy to deal with,good app and updates very fast,also love the fact they text you every time you use the card giving you the peace of mind that even if you were unaware that you were not in possession of your card you can report it as soon as you receive the text saying it had just been used. Reviewed on: 18th February 2021

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