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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Awesome

The best !! Quick, simple, smart Reviewed on: 18th February 2021

Soo simple!

The Zopa credit card is easy to use, access and it even gives you money saving insights and how to build your credit! The app is also very easy to manage and if you have any queries they get back to you very quick! : ) definitely recommend!! 100% Reviewed on: 18th February 2021

Brilliant card

Easy to use, easy app to use. Easy to pay money onto each month. Easy to check your balance. Reviewed on: 18th February 2021

Would definitely recommend!...

Really love this credit card. The app is a bonus too, really easy to navigate. I like that it gives me monthly updates too, and let’s me know my borrowing power Reviewed on: 18th February 2021

No fuss credit facility

Easy to apply, fast response, great app, easy and clear what you are spending. Reviewed on: 18th February 2021

Happy

Im very happy with this card options Reviewed on: 18th February 2021

ZOPA

They are very easy to deal with,good app and updates very fast,also love the fact they text you every time you use the card giving you the peace of mind that even if you were unaware that you were not in possession of your card you can report it as soon as you receive the text saying it had just been used. Reviewed on: 18th February 2021

good services

easy explaining what to do services very good would recommend Reviewed on: 18th February 2021

Easy

So easy to apply and so easy to manage Reviewed on: 18th February 2021

Worth it?

Well appreciated highly recommended Reviewed on: 18th February 2021

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