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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

good services

easy explaining what to do services very good would recommend Reviewed on: 18th February 2021

Easy

So easy to apply and so easy to manage Reviewed on: 18th February 2021

Worth it?

Well appreciated highly recommended Reviewed on: 18th February 2021

Very supportive

They have never disappointed. They give opportunities to customers that the main high street banks do not want to assist Reviewed on: 17th February 2021

Amazing overall credit card experience

I would highly recommend taking out a credit card or any finance with Zopa. They are an amazing company & i’m so glad I found them. Easy to understand, great app, amazing service from Zopa. Reviewed on: 17th February 2021

My zupa zopa

I was looking to get bit extra money in time for Christmas with the pandamic. Zopa came up on a card search. I like what I saw small amount to start with that wouldn't break the bank. It helped out wonders there app is smooth and making payments onto the card couldn't be easier. And the fact the message you to let you know when your card is used and for what amount so you always know what's happening. Definitely recommend Reviewed on: 17th February 2021

Brilliant service

I am fully satisfied with zopa.love you zopa. Reviewed on: 17th February 2021

Smooth service and happy with it as it safe

Its been simple using this service and im completely satisfied Reviewed on: 17th February 2021

Brilliant and easy

Excellent application process,, great customer support whole online service so simplist! Reviewed on: 17th February 2021

yes i will recommend to family and frend

Very good customer service, and is very easy to use the card, zopa apps are very good Reviewed on: 17th February 2021

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