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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Great new card !

5
Loving the new card from a competitive lender ! Reviewed on: 19th February 2021

Best Credit card ever

5
Everything done on my phone and it notifies me every time i make a purchase, Just so easy to manage Reviewed on: 19th February 2021

Customer comes first

5
Fantastic, Honest and simple to use Reviewed on: 19th February 2021

Very good

5
I'm glad I can use a credit card. Thank you very much. Reviewed on: 19th February 2021

Very good

5
Very easy to use and to follow as I dont find it easy to read Reviewed on: 18th February 2021

App is very straight forward, credit limit is manageable.

5
Zopa is modern and the app is very user friendly. Highly recommended due to ease of access and security. The card is nice and i like the no numbers on front of the card. Reviewed on: 18th February 2021

Zopa 10/10

5
Easy to use App, excellent customer service Would recommend to anyone Reviewed on: 18th February 2021

Awesome

5
The best !! Quick, simple, smart Reviewed on: 18th February 2021

Soo simple!

5
The Zopa credit card is easy to use, access and it even gives you money saving insights and how to build your credit! The app is also very easy to manage and if you have any queries they get back to you very quick! : ) definitely recommend!! 100% Reviewed on: 18th February 2021

Brilliant card

5
Easy to use, easy app to use. Easy to pay money onto each month. Easy to check your balance. Reviewed on: 18th February 2021

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