Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,389 reviews, last reviewed 9th Mar 2026
150950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit card, the interest rate is fair. Good credit card, the interest rate is fair. The card design is modern and pretty, the Zopa app is easy to navigate. I don't have a "feel choked exper... Read more Reviewed on: 9th March 2026
Li lady's avatar
Li lady

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (43389)

Great credit card.

5
Great credit card with great rates. Reviewed on: 15th February 2021

Recommended

5
Simple to use !!! Does what it says on the tin Reviewed on: 15th February 2021

Zopa

5
Zopa - a great bunch of lads. Cannae fault the fellas. Reviewed on: 15th February 2021

Brilliant!

5
Helped me get out of debt and really friendly customer service!! Reviewed on: 15th February 2021

Good

5
The bank is always there for you no matter what Reviewed on: 15th February 2021

Very good service

5
Nice card. Online check easy. Many places used. Credit cards limit is okay Reviewed on: 15th February 2021

Great service

5
Very happy with the service and the control I have with this card. Reviewed on: 15th February 2021

Zopa my heros!

4
I was really struggling financially and needed to refinance stuff for affordability. Their rates were really fair considering my score at the time. It for me out of a terrible financial bind. Now I have a credit card with them too and back in the straight and now and my score has shot up! Thanks Zopa! Reviewed on: 15th February 2021

Zopa so easy to use !

5
Zopa is so easy and convenient to use. They give regular updates and notifications about my account. The app is really clear and simple to use. 5 star Reviewed on: 15th February 2021

Nothing special

3
Nothing special just like any other credit card Reviewed on: 15th February 2021

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review