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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Would definitely recommend!...

Really love this credit card. The app is a bonus too, really easy to navigate. I like that it gives me monthly updates too, and let’s me know my borrowing power Reviewed on: 18th February 2021

No fuss credit facility

Easy to apply, fast response, great app, easy and clear what you are spending. Reviewed on: 18th February 2021

Happy

Im very happy with this card options Reviewed on: 18th February 2021

ZOPA

They are very easy to deal with,good app and updates very fast,also love the fact they text you every time you use the card giving you the peace of mind that even if you were unaware that you were not in possession of your card you can report it as soon as you receive the text saying it had just been used. Reviewed on: 18th February 2021

good services

easy explaining what to do services very good would recommend Reviewed on: 18th February 2021

Easy

So easy to apply and so easy to manage Reviewed on: 18th February 2021

Worth it?

Well appreciated highly recommended Reviewed on: 18th February 2021

Very supportive

They have never disappointed. They give opportunities to customers that the main high street banks do not want to assist Reviewed on: 17th February 2021

Amazing overall credit card experience

I would highly recommend taking out a credit card or any finance with Zopa. They are an amazing company & i’m so glad I found them. Easy to understand, great app, amazing service from Zopa. Reviewed on: 17th February 2021

My zupa zopa

I was looking to get bit extra money in time for Christmas with the pandamic. Zopa came up on a card search. I like what I saw small amount to start with that wouldn't break the bank. It helped out wonders there app is smooth and making payments onto the card couldn't be easier. And the fact the message you to let you know when your card is used and for what amount so you always know what's happening. Definitely recommend Reviewed on: 17th February 2021

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