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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Great and easy

5
I highly recommend this to anyone because even if you have low credit score you will still be accepted and just really good Reviewed on: 17th February 2021
Joe's avatar
Joe

satisfied customer

5
from start to finish this company has been both professional and understanding in my application for credit. Reviewed on: 17th February 2021
Georgina Delia's avatar
Georgina Delia

Really easy to use

5
I find this very good and very easy to use and getting accepting not a issue Reviewed on: 17th February 2021
Joe's avatar
Joe

Been great for me, also keeps me updated on my borrower rating

5
Been really helpful, always a great service Reviewed on: 17th February 2021
Chrisw's avatar
Chrisw

zopa

5
great card and service know how much u have and can use the app to control everything and payments Reviewed on: 17th February 2021
alan pearson's avatar
alan pearson

Great customer service

5
Fantastic customer service, app allows you to monitor card usage and stay within credit limit Reviewed on: 17th February 2021
Barry's avatar
Barry

Great customer service

5
The customer service Is great when I had a problem with my log in I was able to get it sorted straight away with no hassle Reviewed on: 17th February 2021
brooke.hills7@mail.com's avatar
[email protected]

Great customer service! And not expensive!!

5
I was quite anxious with getting another credit card. But it was just before Christmas (it was October/November) and I needed to still buy loved ones gifts. So it was a must for me. The fee I pay each month has not been that much. Which was to my surprise. This will become my emergency card once paid off in April 2021. And then I’ll be moving onto my other two credit cards to get them paid off. One of which will be getting closed down. As it’s fees are extortionate!! But my ZOPA credit card is perfect! Not expensive! And a very quick and friendly customer service! Will recommend to family and friends! I haven’t got a good credit history and was rather surprised I got accepted! But my credit limit isn’t that much, but it is very manageable. Reviewed on: 17th February 2021
JasonW95's avatar
JasonW95

No fuss

5
Is the chance to help Me get my credit rating going in the right direction and this was the easiest process I have gone though. As said no fuss and informed all the time, with the app simple to use. Reviewed on: 17th February 2021
darren.gotch@yahoo.co.uk's avatar
[email protected]

Easy to use

5
Easy to keep track on what you use Reviewed on: 17th February 2021
Dave's avatar
Dave

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