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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very supportive

They have never disappointed. They give opportunities to customers that the main high street banks do not want to assist Reviewed on: 17th February 2021

Amazing overall credit card experience

I would highly recommend taking out a credit card or any finance with Zopa. They are an amazing company & i’m so glad I found them. Easy to understand, great app, amazing service from Zopa. Reviewed on: 17th February 2021

My zupa zopa

I was looking to get bit extra money in time for Christmas with the pandamic. Zopa came up on a card search. I like what I saw small amount to start with that wouldn't break the bank. It helped out wonders there app is smooth and making payments onto the card couldn't be easier. And the fact the message you to let you know when your card is used and for what amount so you always know what's happening. Definitely recommend Reviewed on: 17th February 2021

Brilliant service

I am fully satisfied with zopa.love you zopa. Reviewed on: 17th February 2021

Smooth service and happy with it as it safe

Its been simple using this service and im completely satisfied Reviewed on: 17th February 2021

Brilliant and easy

Excellent application process,, great customer support whole online service so simplist! Reviewed on: 17th February 2021

yes i will recommend to family and frend

Very good customer service, and is very easy to use the card, zopa apps are very good Reviewed on: 17th February 2021

Great and easy

I highly recommend this to anyone because even if you have low credit score you will still be accepted and just really good Reviewed on: 17th February 2021

satisfied customer

from start to finish this company has been both professional and understanding in my application for credit. Reviewed on: 17th February 2021

Really easy to use

I find this very good and very easy to use and getting accepting not a issue Reviewed on: 17th February 2021

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